Dividend compounder review

UPST

Upstart Holdings Inc · NASDAQ · US

Financial Services · Credit Services

Chart Factor Intelligence Back to Screener
Score32.50/100
Confidence82.00/100
DecisionInsufficient Data
RatingAvoid
Scoring

Quality breakdown

Dividend Reliability 0.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 7.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 18.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 3.5 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 4.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years0
Dividend Yield0.00%
Payout Ratio0.0%
Dividend Cut 5YNo
Net Income$53.6M
Free Cash Flow$-166.1M
FCF Covers DividendUnknown
Debt / Equity2.70
P/E74.4
Revenue Growth 5Y35.7%
Net Margin4.2%
ROE7.0%
Price vs Trend-14.2%
3Y Return1.3%
5Y Return-75.0%
CurrencyUSD
Warnings

Review flags

No usable dividend history found.
Free cash flow is negative.
Debt to equity is elevated at 2.70.
Dividend diary

Activity record

UPST dividend review warning Warning · Warning

Debt to equity is elevated at 2.70.