Dividend compounder review

LYG

Lloyds Banking Group PLC ADR · NYSE · US

Financial Services · Banks - Regional

Chart Factor Intelligence Back to Screener
Score77.50/100
Confidence92.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 16.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 8.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 24.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years18
Dividend Yield3.69%
Payout Ratio43.9%
Dividend Cut 5YYes
Net Income$4.7B
Free Cash Flow$-622.0M
FCF Covers DividendNo
Debt / Equity2.00
P/E13.4
Revenue Growth 5Y28.3%
Net Margin26.5%
ROE10.8%
Price vs Trend4.7%
3Y Return203.2%
5Y Return169.5%
CurrencyUSD
Warnings

Review flags

Price currency USD differs from financial currency GBP.
Dividend cut or material annual decrease detected in the last five completed years.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

LYG dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

Dividend increased 103.0% Dividend Increase · Positive

Payment changed from 0.066 to 0.134.

LYG dividend payment 0.134 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

Dividend decreased -36.5% Dividend Decrease · Negative

Payment changed from 0.104 to 0.066.

LYG dividend payment 0.066 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

Dividend increased 89.1% Dividend Increase · Positive

Payment changed from 0.055 to 0.104.

LYG dividend payment 0.104 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

Dividend decreased -40.9% Dividend Decrease · Negative

Payment changed from 0.093 to 0.055.

LYG dividend payment 0.055 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

Dividend increased 93.8% Dividend Increase · Positive

Payment changed from 0.048 to 0.093.

LYG dividend payment 0.093 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

Dividend decreased -38.5% Dividend Decrease · Negative

Payment changed from 0.078 to 0.048.

LYG dividend payment 0.048 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

LYG dividend payment 0.078 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

LYG dividend payment 0.039 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

LYG dividend payment 0.07 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

LYG dividend payment 0.037 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

LYG dividend payment 0.032 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.

LYG dividend payment 0.055 USD Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group PLC ADR.