Dividend compounder review

VANQ

Vanquis Banking Group plc · LSE · GB

Financial Services · Banks - Regional

Score53.00/100
Confidence100.00/100
DecisionReject
RatingWeak Candidate
Scoring

Quality breakdown

Dividend Reliability 11.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 17.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 16.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 8.5 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 0.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years29
Dividend Yield0.89%
Payout Ratio0.0%
Dividend Cut 5YYes
Net Income£8.2M
Free Cash Flow£74.5M
FCF Covers DividendYes
Debt / Equity6.97
P/E37.4
Revenue Growth 5Y-1.8%
Net Margin3.0%
ROE1.7%
Price vs Trend-2.5%
3Y Return-39.0%
5Y Return-50.4%
CurrencyGBP
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Debt to equity is elevated at 6.97.
Dividend diary

Activity record

VANQ dividend review warning Warning · Warning

Debt to equity is elevated at 6.97.

Dividend cut -80.0% Dividend Cut · Negative

Payment changed from 5 to 1.

VANQ dividend payment 1 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

Dividend cut -51.5% Dividend Cut · Negative

Payment changed from 10.3 to 5.

VANQ dividend payment 5 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

Dividend increased 106.0% Dividend Increase · Positive

Payment changed from 5 to 10.3.

VANQ dividend payment 10.3 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

Dividend cut -58.3% Dividend Cut · Negative

Payment changed from 12 to 5.

VANQ dividend payment 5 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

Dividend increased 33.3% Dividend Increase · Positive

Payment changed from 9 to 12.

VANQ dividend payment 12 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

Dividend decreased -10.0% Dividend Decrease · Negative

Payment changed from 10 to 9.

VANQ dividend payment 9 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

VANQ dividend payment 10 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

VANQ dividend payment 66.88 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

VANQ dividend payment 31.61 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

VANQ dividend payment 59.19 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

VANQ dividend payment 28.68 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.

VANQ dividend payment 46.76 GBP Dividend Payment · Info

Recorded dividend payment for Vanquis Banking Group plc.