Dividend compounder review

BSAC

Banco Santander Chile · NYSE · US

Financial Services · Banks - Regional

Score75.25/100
Confidence92.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 14.8 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 7.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 25.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years29
Dividend Yield4.57%
Payout Ratio58.6%
Dividend Cut 5YYes
Net Income$1.0T
Free Cash Flow$-82.1B
FCF Covers DividendNo
Debt / Equity2.34
P/E14.0
Revenue Growth 5Y11.7%
Net Margin44.8%
ROE22.1%
Price vs Trend4.2%
3Y Return104.9%
5Y Return108.1%
CurrencyUSD
Warnings

Review flags

Price currency USD differs from financial currency CLP.
Dividend cut or material annual decrease detected in the last five completed years.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Debt to equity is elevated at 2.34.
Dividend diary

Activity record

BSAC dividend review warning Warning · Warning

Debt to equity is elevated at 2.34.

Dividend increased 14.4% Dividend Increase · Positive

Payment changed from 1.329 to 1.52.

BSAC dividend payment 1.52 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

Dividend increased 75.8% Dividend Increase · Positive

Payment changed from 0.756 to 1.329.

BSAC dividend payment 1.329 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

Dividend decreased -39.6% Dividend Decrease · Negative

Payment changed from 1.251 to 0.756.

BSAC dividend payment 0.756 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

BSAC dividend payment 1.251 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

Dividend increased 31.3% Dividend Increase · Positive

Payment changed from 0.929 to 1.22.

BSAC dividend payment 1.22 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

Dividend increased 99.8% Dividend Increase · Positive

Payment changed from 0.465 to 0.929.

BSAC dividend payment 0.929 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

Dividend increased 12.0% Dividend Increase · Positive

Payment changed from 0.415 to 0.465.

BSAC dividend payment 0.465 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

BSAC dividend payment 0.415 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

BSAC dividend payment 1.132 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

BSAC dividend payment 1.486 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

BSAC dividend payment 1.072 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.

BSAC dividend payment 1.047 USD Dividend Payment · Info

Recorded dividend payment for Banco Santander Chile.