Dividend compounder review

PGH

Personal Group Holdings Plc · LSE · GB

Financial Services · Insurance - Property & Casualty

Chart Factor Intelligence Back to Screener

Score79.50/100

Confidence100.00/100

DecisionReject

RatingHigh Quality Watchlist Candidate

Scoring

Quality breakdown

Dividend Reliability 16.5 / 25 Payment history, cuts, growth, and regularity.

Dividend Sustainability 14.5 / 20 Payout, free cash flow, dividend cover, and debt.

Business Quality 21.5 / 25 Scale, cash generation, growth, margins, and returns.

Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.

Long-Term Trend 12.0 / 15 Trend line, long return history, and drawdown control.

Metrics

Dividend and business context

Dividend Years25

Dividend Yield6.13%

Payout Ratio82.3%

Dividend Cut 5YYes

Net Income£7.3M

Free Cash Flow£6.8M

FCF Covers DividendYes

Debt / Equity1.23

P/E17.6

Revenue Growth 5Y-0.7%

Net Margin15.1%

ROE20.3%

Price vs Trend14.6%

3Y Return79.0%

5Y Return50.6%

CurrencyGBP

Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.

Dividend diary

Activity record

12 Jun 2026 PGH dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

2 Apr 2026 Dividend increased 84.1% Dividend Increase · Positive

Payment changed from 8.2 to 15.1.

2 Apr 2026 PGH dividend payment 15.1 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

25 Sep 2025 Dividend decreased -18.0% Dividend Decrease · Negative

Payment changed from 10 to 8.2.

25 Sep 2025 PGH dividend payment 8.2 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

3 Apr 2025 Dividend increased 53.8% Dividend Increase · Positive

Payment changed from 6.5 to 10.

3 Apr 2025 PGH dividend payment 10 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

3 Oct 2024 Dividend increased 11.1% Dividend Increase · Positive

Payment changed from 5.85 to 6.5.

3 Oct 2024 PGH dividend payment 6.5 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

28 Mar 2024 PGH dividend payment 5.85 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

12 Oct 2023 Dividend increased 10.4% Dividend Increase · Positive

Payment changed from 5.3 to 5.85.

12 Oct 2023 PGH dividend payment 5.85 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

6 Apr 2023 PGH dividend payment 5.3 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

6 Oct 2022 PGH dividend payment 5.3 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

7 Apr 2022 PGH dividend payment 5.3 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

30 Sep 2021 PGH dividend payment 5.3 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

1 Apr 2021 Dividend decreased -13.6% Dividend Decrease · Negative

Payment changed from 5.9 to 5.1.

1 Apr 2021 PGH dividend payment 5.1 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.

20 Aug 2020 PGH dividend payment 5.9 GBP Dividend Payment · Info

Recorded dividend payment for Personal Group Holdings Plc.