Dividend compounder review

ESNT

Essent Group Ltd · NYSE · US

Financial Services · Insurance - Specialty

Score73.10/100
Confidence100.00/100
DecisionReject
RatingAcceptable, Needs Review
Scoring

Quality breakdown

Dividend Reliability 10.6 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 17.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 10.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years7
Dividend Yield2.42%
Payout Ratio18.2%
Dividend Cut 5YYes
Net Income$690.0M
Free Cash Flow$848.7M
FCF Covers DividendYes
Debt / Equity8.70
P/E8.3
Revenue Growth 5Y5.7%
Net Margin53.6%
ROE12.1%
Price vs Trend-3.9%
3Y Return38.5%
5Y Return36.6%
CurrencyUSD
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Debt to equity is elevated at 8.70.
Dividend diary

Activity record

ESNT dividend review warning Warning · Warning

Debt to equity is elevated at 8.70.

ESNT dividend payment 0.35 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

Dividend increased 12.9% Dividend Increase · Positive

Payment changed from 0.31 to 0.35.

ESNT dividend payment 0.35 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

ESNT dividend payment 0.31 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

Dividend increased 10.7% Dividend Increase · Positive

Payment changed from 0.28 to 0.31.

ESNT dividend payment 0.31 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

ESNT dividend payment 0.28 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

ESNT dividend payment 0.28 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

ESNT dividend payment 0.28 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

Dividend increased 12.0% Dividend Increase · Positive

Payment changed from 0.25 to 0.28.

ESNT dividend payment 0.28 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

ESNT dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

ESNT dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

ESNT dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

Dividend increased 8.7% Dividend Increase · Positive

Payment changed from 0.23 to 0.25.

ESNT dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Essent Group Ltd.

Dividend increased 5.3% Dividend Increase · Positive

Payment changed from 0.19 to 0.2.

Dividend increased 5.6% Dividend Increase · Positive

Payment changed from 0.18 to 0.19.