Dividend compounder review

HSX

Hiscox Ltd · LSE · GB

Financial Services · Insurance - Property & Casualty

Score79.50/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 11.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 15.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 25.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years18
Dividend Yield2.14%
Payout Ratio25.3%
Dividend Cut 5YYes
Net Income£604.1M
Free Cash Flow£26.4M
FCF Covers DividendNo
Debt / Equity0.23
P/E13.4
Revenue Growth 5Y11.5%
Net Margin15.0%
ROE15.8%
Price vs Trend15.8%
3Y Return65.3%
5Y Return107.7%
CurrencyGBP
Warnings

Review flags

Price currency GBP differs from financial currency USD.
Dividend cut or material annual decrease detected in the last five completed years.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

HSX dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

Dividend increased 149.9% Dividend Increase · Positive

Payment changed from 10.7 to 26.74.

HSX dividend payment 26.74 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

Dividend cut -51.9% Dividend Cut · Negative

Payment changed from 22.23 to 10.7.

HSX dividend payment 10.7 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

Dividend increased 121.2% Dividend Increase · Positive

Payment changed from 10.05 to 22.23.

HSX dividend payment 22.23 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

Dividend decreased -48.8% Dividend Decrease · Negative

Payment changed from 19.63 to 10.05.

HSX dividend payment 10.05 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

Dividend increased 96.5% Dividend Increase · Positive

Payment changed from 9.99 to 19.63.

HSX dividend payment 19.63 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

Dividend decreased -48.5% Dividend Decrease · Negative

Payment changed from 19.39 to 9.99.

HSX dividend payment 9.99 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

HSX dividend payment 19.39 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

HSX dividend payment 10.37 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

HSX dividend payment 18.3 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

HSX dividend payment 8.33 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

HSX dividend payment 11.28 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.

HSX dividend payment 22.59 GBP Dividend Payment · Info

Recorded dividend payment for Hiscox Ltd.