Dividend compounder review

XPS

XPS Pensions Group plc · LSE · GB

Consumer Cyclical · Personal Services

Score80.70/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 22.7 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 13.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 10.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years9
Dividend Yield1.29%
Payout Ratio100.0%
Dividend Cut 5YNo
Net Income£30.3M
Free Cash Flow£33.6M
FCF Covers DividendYes
Debt / Equity0.53
P/E26.4
Revenue Growth 5Y18.7%
Net Margin10.5%
ROE14.8%
Price vs Trend-1.2%
3Y Return75.8%
5Y Return129.4%
CurrencyGBP
Warnings

Review flags

Dividend yield normalized from payment history because provider yield looked inconsistent.
Payout ratio is elevated at 100.0%.
Dividend diary

Activity record

XPS dividend review warning Warning · Warning

Payout ratio is elevated at 100.0%.

Dividend cut -50.0% Dividend Cut · Negative

Payment changed from 8.2 to 4.1.

XPS dividend payment 4.1 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

Dividend increased 121.6% Dividend Increase · Positive

Payment changed from 3.7 to 8.2.

XPS dividend payment 8.2 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

Dividend decreased -47.1% Dividend Decrease · Negative

Payment changed from 7 to 3.7.

XPS dividend payment 3.7 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

Dividend increased 133.3% Dividend Increase · Positive

Payment changed from 3 to 7.

XPS dividend payment 7 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

Dividend decreased -47.4% Dividend Decrease · Negative

Payment changed from 5.7 to 3.

XPS dividend payment 3 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

Dividend increased 111.1% Dividend Increase · Positive

Payment changed from 2.7 to 5.7.

XPS dividend payment 5.7 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

XPS dividend payment 2.7 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

XPS dividend payment 4.8 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

XPS dividend payment 2.4 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

XPS dividend payment 4.4 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

XPS dividend payment 2.3 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.

XPS dividend payment 4.3 GBP Dividend Payment · Info

Recorded dividend payment for XPS Pensions Group plc.