Dividend compounder review

CIB

Grupo Cibest S.A. · NYSE · US

Financial Services · Banks - Regional

Score89.50/100
Confidence100.00/100
DecisionReject
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 18.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years31
Dividend Yield1.52%
Payout Ratio16.3%
Dividend Cut 5YYes
Net Income$3.8T
Free Cash Flow$10.0T
FCF Covers DividendYes
Debt / Equity0.46
P/E10.5
Revenue Growth 5Y14.7%
Net Margin14.7%
ROE16.9%
Price vs Trend16.1%
3Y Return376.7%
5Y Return388.3%
CurrencyUSD
Warnings

Review flags

Price currency USD differs from financial currency COP.
Dividend yield normalized from payment history because provider yield looked inconsistent.
Dividend cut or material annual decrease detected in the last five completed years.
Dividend diary

Activity record

CIB dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

Dividend increased 112.2% Dividend Increase · Positive

Payment changed from 0.574 to 1.218.

CIB dividend payment 1.218 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

Dividend cut -92.4% Dividend Cut · Negative

Payment changed from 7.524 to 0.574.

CIB dividend payment 0.574 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

Dividend increased 839.3% Dividend Increase · Positive

Payment changed from 0.801 to 7.524.

CIB dividend payment 7.524 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

CIB dividend payment 0.801 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

Dividend cut -52.7% Dividend Cut · Negative

Payment changed from 1.753 to 0.83.

CIB dividend payment 0.83 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

Dividend increased 93.5% Dividend Increase · Positive

Payment changed from 0.906 to 1.753.

CIB dividend payment 1.753 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

CIB dividend payment 0.906 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

CIB dividend payment 0.884 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

CIB dividend payment 0.892 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

Dividend increased 16.2% Dividend Increase · Positive

Payment changed from 0.733 to 0.852.

CIB dividend payment 0.852 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

CIB dividend payment 0.733 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..

CIB dividend payment 0.654 USD Dividend Payment · Info

Recorded dividend payment for Grupo Cibest S.A..