Dividend compounder review

EJFI

EJF Investments Limited · LSE · GB

Financial Services · Asset Management

Score77.20/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 19.2 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 13.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 18.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 12.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years9
Dividend Yield8.74%
Payout Ratio137.2%
Dividend Cut 5YNo
Net Income£4.8M
Free Cash Flow£19.3M
FCF Covers DividendYes
Debt / Equity0.21
P/E16.2
Revenue Growth 5Y-31.7%
Net Margin56.1%
ROE4.9%
Price vs Trend2.3%
3Y Return19.1%
5Y Return2.0%
CurrencyGBP
Warnings

Review flags

Payout ratio is elevated at 137.2%.
Dividend yield is unusually high at 8.7%; possible value trap.
Dividend diary

Activity record

EJFI dividend review warning Warning · Warning

Dividend yield is unusually high at 8.7%; possible value trap.

EJFI dividend payment 2.862 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

Dividend increased 7.0% Dividend Increase · Positive

Payment changed from 2.675 to 2.862.

EJFI dividend payment 2.862 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

EJFI dividend payment 2.675 GBP Dividend Payment · Info

Recorded dividend payment for EJF Investments Limited.

Dividend increased 7.0% Dividend Increase · Positive

Payment changed from 2.5 to 2.675.