Dividend compounder review

ENVA

Enova International Inc · NYSE · US

Financial Services · Credit Services

Score59.00/100
Confidence82.00/100
DecisionInsufficient Data
RatingAvoid
Scoring

Quality breakdown

Dividend Reliability 0.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 14.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 8.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years0
Dividend Yield0.00%
Payout Ratio0.0%
Dividend Cut 5YNo
Net Income$308.4M
Free Cash Flow$1.8B
FCF Covers DividendUnknown
Debt / Equity3.47
P/E15.4
Revenue Growth 5Y23.8%
Net Margin20.7%
ROE25.1%
Price vs Trend23.1%
3Y Return264.6%
5Y Return444.2%
CurrencyUSD
Warnings

Review flags

No usable dividend history found.
Debt to equity is elevated at 3.47.
Dividend diary

Activity record

ENVA dividend review warning Warning · Warning

Debt to equity is elevated at 3.47.