Dividend compounder review
ENVA
Enova International Inc · NYSE · US
Financial Services · Credit Services
Score59.00/100
Confidence82.00/100
DecisionInsufficient Data
RatingAvoid
Quality breakdown
Dividend Reliability
0.0 / 25
Payment history, cuts, growth, and regularity.
Dividend Sustainability
14.0 / 20
Payout, free cash flow, dividend cover, and debt.
Business Quality
23.5 / 25
Scale, cash generation, growth, margins, and returns.
Valuation Discipline
8.0 / 15
Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend
13.5 / 15
Trend line, long return history, and drawdown control.
Dividend and business context
Dividend Years0
Dividend Yield0.00%
Payout Ratio0.0%
Dividend Cut 5YNo
Net Income$308.4M
Free Cash Flow$1.8B
FCF Covers DividendUnknown
Debt / Equity3.47
P/E15.4
Revenue Growth 5Y23.8%
Net Margin20.7%
ROE25.1%
Price vs Trend23.1%
3Y Return264.6%
5Y Return444.2%
CurrencyUSD
Review flags
No usable dividend history found.
Debt to equity is elevated at 3.47.
Activity record
Debt to equity is elevated at 3.47.