Dividend compounder review

GGAL

Grupo Financiero Galicia SA ADR · NASDAQ · US

Financial Services · Banks - Regional

Score68.50/100
Confidence92.00/100
DecisionReject
RatingAcceptable, Needs Review
Scoring

Quality breakdown

Dividend Reliability 18.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 10.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 18.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 10.5 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 12.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years16
Dividend Yield3.90%
Payout Ratio4.0%
Dividend Cut 5YYes
Net Income$212.5B
Free Cash Flow$-1.9T
FCF Covers DividendNo
Debt / Equity0.38
P/E149.1
Revenue Growth 5Y70.3%
Net Margin1.1%
ROE0.9%
Price vs Trend17.4%
3Y Return287.3%
5Y Return677.8%
CurrencyUSD
Warnings

Review flags

Price currency USD differs from financial currency ARS.
Dividend cut or material annual decrease detected in the last five completed years.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

GGAL dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

Dividend increased 279.9% Dividend Increase · Positive

Payment changed from 0.164 to 0.623.

GGAL dividend payment 0.623 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

GGAL dividend payment 0.164 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

GGAL dividend payment 0.16 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

Dividend increased 5.5% Dividend Increase · Positive

Payment changed from 0.146 to 0.154.

GGAL dividend payment 0.154 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

GGAL dividend payment 0.146 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

GGAL dividend payment 0.142 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

GGAL dividend payment 0.141 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

GGAL dividend payment 0.135 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

Dividend decreased -8.0% Dividend Decrease · Negative

Payment changed from 0.15 to 0.138.

GGAL dividend payment 0.138 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

GGAL dividend payment 0.15 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

Dividend decreased -43.9% Dividend Decrease · Negative

Payment changed from 0.269 to 0.151.

GGAL dividend payment 0.151 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

Dividend cut -62.9% Dividend Cut · Negative

Payment changed from 0.725 to 0.269.

GGAL dividend payment 0.269 USD Dividend Payment · Info

Recorded dividend payment for Grupo Financiero Galicia SA ADR.

Dividend increased 10.4% Dividend Increase · Positive

Payment changed from 0.657 to 0.725.