Dividend compounder review

BBVA

Banco Bilbao Viscaya Argentaria SA ADR · NYSE · US

Financial Services · Banks - Diversified

Score88.50/100
Confidence100.00/100
DecisionReject
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 16.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 18.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 25.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years37
Dividend Yield4.66%
Payout Ratio39.7%
Dividend Cut 5YYes
Net Income$10.5B
Free Cash Flow$13.2B
FCF Covers DividendYes
Debt / Equity1.56
P/E11.1
Revenue Growth 5Y4.2%
Net Margin33.1%
ROE19.0%
Price vs Trend5.3%
3Y Return286.5%
5Y Return391.2%
CurrencyUSD
Warnings

Review flags

Price currency USD differs from financial currency EUR.
Dividend cut or material annual decrease detected in the last five completed years.
Dividend diary

Activity record

BBVA dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

Dividend increased 91.9% Dividend Increase · Positive

Payment changed from 0.369 to 0.708.

BBVA dividend payment 0.708 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

Dividend decreased -19.4% Dividend Decrease · Negative

Payment changed from 0.458 to 0.369.

BBVA dividend payment 0.369 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

Dividend increased 41.4% Dividend Increase · Positive

Payment changed from 0.324 to 0.458.

BBVA dividend payment 0.458 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

Dividend decreased -23.8% Dividend Decrease · Negative

Payment changed from 0.425 to 0.324.

BBVA dividend payment 0.324 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

Dividend increased 151.5% Dividend Increase · Positive

Payment changed from 0.169 to 0.425.

BBVA dividend payment 0.425 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

Dividend decreased -49.2% Dividend Decrease · Negative

Payment changed from 0.333 to 0.169.

BBVA dividend payment 0.169 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

BBVA dividend payment 0.333 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

BBVA dividend payment 0.117 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

BBVA dividend payment 0.261 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

BBVA dividend payment 0.093 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

BBVA dividend payment 0.071 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.

BBVA dividend payment 0.173 USD Dividend Payment · Info

Recorded dividend payment for Banco Bilbao Viscaya Argentaria SA ADR.