Dividend compounder review

MBIN

Merchants Bancorp · NASDAQ · US

Financial Services · Banks - Regional

Score83.70/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 24.2 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 8.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years9
Dividend Yield0.22%
Payout Ratio10.0%
Dividend Cut 5YNo
Net Income$218.8M
Free Cash Flow$-376.7M
FCF Covers DividendNo
Debt / Equity1.68
P/E12.2
Revenue Growth 5Y27.8%
Net Margin39.0%
ROE10.2%
Price vs Trend20.8%
3Y Return103.3%
5Y Return94.8%
CurrencyUSD
Warnings

Review flags

Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

MBIN dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

Dividend increased 10.0% Dividend Increase · Positive

Payment changed from 0.1 to 0.11.

MBIN dividend payment 0.11 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

MBIN dividend payment 0.1 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

MBIN dividend payment 0.1 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

MBIN dividend payment 0.1 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

Dividend increased 11.1% Dividend Increase · Positive

Payment changed from 0.09 to 0.1.

MBIN dividend payment 0.1 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

MBIN dividend payment 0.09 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

MBIN dividend payment 0.09 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

MBIN dividend payment 0.09 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

Dividend increased 12.5% Dividend Increase · Positive

Payment changed from 0.08 to 0.09.

MBIN dividend payment 0.09 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

MBIN dividend payment 0.08 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

MBIN dividend payment 0.08 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

MBIN dividend payment 0.08 USD Dividend Payment · Info

Recorded dividend payment for Merchants Bancorp.

Dividend increased 14.3% Dividend Increase · Positive

Payment changed from 0.07 to 0.08.

Dividend increased 16.7% Dividend Increase · Positive

Payment changed from 0.06 to 0.07.

Dividend increased 12.5% Dividend Increase · Positive

Payment changed from 0.05333 to 0.06.