Dividend compounder review

BCH

Banco De Chile · NYSE · US

Financial Services · Banks - Regional

Score74.75/100
Confidence92.00/100
DecisionReject
RatingAcceptable, Needs Review
Scoring

Quality breakdown

Dividend Reliability 14.8 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 6.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 25.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years23
Dividend Yield5.50%
Payout Ratio91.8%
Dividend Cut 5YYes
Net Income$1.2T
Free Cash Flow$748.8B
FCF Covers DividendNo
Debt / Equity1.98
P/E16.5
Revenue Growth 5Y4.0%
Net Margin43.7%
ROE20.8%
Price vs Trend7.1%
3Y Return146.1%
5Y Return192.3%
CurrencyUSD
Warnings

Review flags

Price currency USD differs from financial currency CLP.
Dividend cut or material annual decrease detected in the last five completed years.
Payout ratio is elevated at 91.8%.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

BCH dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

BCH dividend payment 2.183 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

Dividend increased 24.3% Dividend Increase · Positive

Payment changed from 1.692 to 2.104.

BCH dividend payment 2.104 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

Dividend decreased -18.6% Dividend Decrease · Negative

Payment changed from 2.079 to 1.692.

BCH dividend payment 1.692 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

Dividend increased 56.2% Dividend Increase · Positive

Payment changed from 1.331 to 2.079.

BCH dividend payment 2.079 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

Dividend increased 119.3% Dividend Increase · Positive

Payment changed from 0.607 to 1.331.

BCH dividend payment 1.331 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

Dividend decreased -27.3% Dividend Decrease · Negative

Payment changed from 0.835 to 0.607.

BCH dividend payment 0.607 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

Dividend decreased -21.1% Dividend Decrease · Negative

Payment changed from 1.058 to 0.835.

BCH dividend payment 0.835 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

BCH dividend payment 1.058 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

BCH dividend payment 1.039 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

BCH dividend payment 0.9003 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

BCH dividend payment 0.9723 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.

BCH dividend payment 1.066 USD Dividend Payment · Info

Recorded dividend payment for Banco De Chile.