Dividend compounder review

BFH

Bread Financial Holdings, Inc. · NYSE · US

Financial Services · Credit Services

Chart Factor Intelligence Back to Screener
Score78.00/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 13.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 18.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 11.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 12.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years10
Dividend Yield0.91%
Payout Ratio7.2%
Dividend Cut 5YYes
Net Income$518.0M
Free Cash Flow$2.1B
FCF Covers DividendYes
Debt / Equity1.32
P/E8.3
Revenue Growth 5Y7.3%
Net Margin21.2%
ROE17.5%
Price vs Trend30.3%
3Y Return264.0%
5Y Return27.9%
CurrencyUSD
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Dividend diary

Activity record

BFH dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

BFH dividend payment 0.23 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.23 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

Dividend increased 9.5% Dividend Increase · Positive

Payment changed from 0.21 to 0.23.

BFH dividend payment 0.23 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.21 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.21 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.21 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.21 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.21 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.21 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.21 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.21 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

BFH dividend payment 0.21 USD Dividend Payment · Info

Recorded dividend payment for Bread Financial Holdings, Inc..

Dividend increased 25.3% Dividend Increase · Positive

Payment changed from 0.1676 to 0.21.

Dividend cut -66.7% Dividend Cut · Negative

Payment changed from 0.5028 to 0.1676.

Dividend increased 10.5% Dividend Increase · Positive

Payment changed from 0.4549 to 0.5028.

Dividend increased 9.6% Dividend Increase · Positive

Payment changed from 0.415 to 0.4549.