Dividend compounder review
XP
Xp Inc · NASDAQ · US
Financial Services · Capital Markets
Score57.65/100
Confidence92.00/100
DecisionReject
RatingWeak Candidate
Quality breakdown
Dividend Reliability
4.2 / 25
Payment history, cuts, growth, and regularity.
Dividend Sustainability
17.0 / 20
Payout, free cash flow, dividend cover, and debt.
Business Quality
23.5 / 25
Scale, cash generation, growth, margins, and returns.
Valuation Discipline
13.0 / 15
Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend
0.0 / 15
Trend line, long return history, and drawdown control.
Dividend and business context
Dividend Years3
Dividend Yield1.28%
Payout Ratio9.9%
Dividend Cut 5YYes
Net Income$5.2B
Free Cash Flow$11.6B
FCF Covers DividendYes
Debt / Equity6.77
P/E8.3
Revenue Growth 5Y16.2%
Net Margin28.8%
ROE22.9%
Price vs Trend-11.7%
3Y Return-22.4%
5Y Return-59.5%
CurrencyUSD
Review flags
Price currency USD differs from financial currency BRL.
Dividend history is short: 3 completed years.
Dividend cut or material annual decrease detected in the last five completed years.
Debt to equity is elevated at 6.77.
Activity record
Debt to equity is elevated at 6.77.
Payment changed from 0.18 to 0.2.
Recorded dividend payment for Xp Inc.
Payment changed from 0.65 to 0.18.
Recorded dividend payment for Xp Inc.
Payment changed from 0.73 to 0.65.
Recorded dividend payment for Xp Inc.
Payment changed from 0.58 to 0.73.
Recorded dividend payment for Xp Inc.
Recorded dividend payment for Xp Inc.