Dividend compounder review

TBCG

TBC Bank Group PLC · LSE · GB

Financial Services · Banks - Regional

Score84.90/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 14.9 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 18.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 25.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years8
Dividend Yield5.84%
Payout Ratio41.4%
Dividend Cut 5YYes
Net Income£1.4B
Free Cash Flow£610.2M
FCF Covers DividendYes
Debt / Equity1.14
P/E6.3
Revenue Growth 5Y17.9%
Net Margin47.1%
ROE24.0%
Price vs Trend4.9%
3Y Return80.6%
5Y Return304.6%
CurrencyGBP
Warnings

Review flags

Price currency GBP differs from financial currency GEL.
Dividend cut or material annual decrease detected in the last five completed years.
Dividend diary

Activity record

TBCG dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

Dividend increased 123.6% Dividend Increase · Positive

Payment changed from 48.27 to 108.

TBCG dividend payment 108 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

TBCG dividend payment 48.27 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

Dividend increased 18.1% Dividend Increase · Positive

Payment changed from 41.04 to 48.49.

TBCG dividend payment 48.49 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

Dividend cut -72.7% Dividend Cut · Negative

Payment changed from 150.1 to 41.04.

TBCG dividend payment 41.04 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

Dividend increased 110.6% Dividend Increase · Positive

Payment changed from 71.28 to 150.1.

TBCG dividend payment 150.1 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

Dividend decreased -44.9% Dividend Decrease · Negative

Payment changed from 129.4 to 71.28.

TBCG dividend payment 71.28 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

Dividend increased 66.4% Dividend Increase · Positive

Payment changed from 77.78 to 129.4.

TBCG dividend payment 129.4 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

TBCG dividend payment 77.78 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

TBCG dividend payment 92.83 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

TBCG dividend payment 77.39 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

TBCG dividend payment 60.3 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.

TBCG dividend payment 34.88 GBP Dividend Payment · Info

Recorded dividend payment for TBC Bank Group PLC.