Dividend compounder review
SOFI
SoFi Technologies Inc. · NASDAQ · US
Financial Services · Credit Services
Score37.50/100
Confidence82.00/100
DecisionInsufficient Data
RatingAvoid
Quality breakdown
Dividend Reliability
0.0 / 25
Payment history, cuts, growth, and regularity.
Dividend Sustainability
10.0 / 20
Payout, free cash flow, dividend cover, and debt.
Business Quality
21.0 / 25
Scale, cash generation, growth, margins, and returns.
Valuation Discipline
1.5 / 15
Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend
5.0 / 15
Trend line, long return history, and drawdown control.
Dividend and business context
Dividend Years0
Dividend Yield0.00%
Payout Ratio0.0%
Dividend Cut 5YNo
Net Income$481.3M
Free Cash Flow$-4.0B
FCF Covers DividendUnknown
Debt / Equity0.18
P/E36.8
Revenue Growth 5Y44.7%
Net Margin14.8%
ROE6.6%
Price vs Trend-20.3%
3Y Return100.2%
5Y Return-10.4%
CurrencyUSD
Review flags
No usable dividend history found.
Free cash flow is negative.
Activity record
Free cash flow is negative.