Dividend compounder review

ALLY

Ally Financial Inc · NYSE · US

Financial Services · Credit Services

Score84.50/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 8.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 24.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 12.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years10
Dividend Yield2.76%
Payout Ratio29.1%
Dividend Cut 5YNo
Net Income$852.0M
Free Cash Flow$-546.0M
FCF Covers DividendNo
Debt / Equity1.38
P/E10.8
Revenue Growth 5Y9.7%
Net Margin18.2%
ROE9.4%
Price vs Trend6.1%
3Y Return86.0%
5Y Return3.1%
CurrencyUSD
Warnings

Review flags

Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

ALLY dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

ALLY dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Ally Financial Inc.

Dividend increased 20.0% Dividend Increase · Positive

Payment changed from 0.25 to 0.3.

Dividend increased 31.6% Dividend Increase · Positive

Payment changed from 0.19 to 0.25.

Dividend increased 11.8% Dividend Increase · Positive

Payment changed from 0.17 to 0.19.

Dividend increased 13.3% Dividend Increase · Positive

Payment changed from 0.15 to 0.17.

Dividend increased 15.4% Dividend Increase · Positive

Payment changed from 0.13 to 0.15.

Dividend increased 8.3% Dividend Increase · Positive

Payment changed from 0.12 to 0.13.