Dividend compounder review

FBP

First BanCorp. · NYSE · US

Financial Services · Banks - Regional

Score91.50/100
Confidence100.00/100
DecisionReject
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 18.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years26
Dividend Yield3.04%
Payout Ratio32.9%
Dividend Cut 5YYes
Net Income$344.9M
Free Cash Flow$437.5M
FCF Covers DividendYes
Debt / Equity0.15
P/E11.3
Revenue Growth 5Y10.3%
Net Margin38.2%
ROE19.0%
Price vs Trend16.8%
3Y Return137.3%
5Y Return141.2%
CurrencyUSD
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Dividend diary

Activity record

FBP dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

FBP dividend payment 0.2 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

Dividend increased 11.1% Dividend Increase · Positive

Payment changed from 0.18 to 0.2.

FBP dividend payment 0.2 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

FBP dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

FBP dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

Dividend increased 12.5% Dividend Increase · Positive

Payment changed from 0.16 to 0.18.

FBP dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

FBP dividend payment 0.16 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

FBP dividend payment 0.16 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

FBP dividend payment 0.16 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

Dividend increased 14.3% Dividend Increase · Positive

Payment changed from 0.14 to 0.16.

FBP dividend payment 0.16 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

FBP dividend payment 0.14 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

FBP dividend payment 0.14 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

FBP dividend payment 0.14 USD Dividend Payment · Info

Recorded dividend payment for First BanCorp..

Dividend increased 16.7% Dividend Increase · Positive

Payment changed from 0.12 to 0.14.

Dividend increased 20.0% Dividend Increase · Positive

Payment changed from 0.1 to 0.12.

Dividend increased 42.9% Dividend Increase · Positive

Payment changed from 0.07 to 0.1.