Dividend compounder review

CARD

Card Factory plc · LSE · GB

Consumer Cyclical · Specialty Retail

Score65.10/100
Confidence100.00/100
DecisionReject
RatingAcceptable, Needs Review
Scoring

Quality breakdown

Dividend Reliability 9.1 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 11.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 3.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years7
Dividend Yield7.61%
Payout Ratio55.1%
Dividend Cut 5YYes
Net Income£31.2M
Free Cash Flow£90.9M
FCF Covers DividendYes
Debt / Equity0.59
P/E7.4
Revenue Growth 5Y7.9%
Net Margin5.4%
ROE8.9%
Price vs Trend-5.1%
3Y Return-22.1%
5Y Return9.5%
CurrencyGBP
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Dividend diary

Activity record

CARD dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

Dividend increased 184.6% Dividend Increase · Positive

Payment changed from 1.3 to 3.7.

CARD dividend payment 3.7 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

Dividend cut -63.9% Dividend Cut · Negative

Payment changed from 3.6 to 1.3.

CARD dividend payment 1.3 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

Dividend increased 200.0% Dividend Increase · Positive

Payment changed from 1.2 to 3.6.

CARD dividend payment 3.6 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

Dividend cut -73.3% Dividend Cut · Negative

Payment changed from 4.5 to 1.2.

CARD dividend payment 1.2 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

Dividend decreased -43.0% Dividend Decrease · Negative

Payment changed from 7.9 to 4.5.

CARD dividend payment 4.5 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

Dividend increased 23.4% Dividend Increase · Positive

Payment changed from 6.4 to 7.9.

CARD dividend payment 7.9 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

CARD dividend payment 6.4 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

CARD dividend payment 7.9 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

CARD dividend payment 6.4 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

CARD dividend payment 17.9 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

CARD dividend payment 6.3 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.

CARD dividend payment 17.8 GBP Dividend Payment · Info

Recorded dividend payment for Card Factory plc.