Dividend compounder review

UNM

Unum Group · NYSE · US

Financial Services · Insurance - Life

Score92.50/100
Confidence100.00/100
DecisionBuyable Now
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 17.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years39
Dividend Yield2.01%
Payout Ratio39.0%
Dividend Cut 5YNo
Net Income$738.5M
Free Cash Flow$555.4M
FCF Covers DividendYes
Debt / Equity0.37
P/E20.1
Revenue Growth 5Y-0.1%
Net Margin5.9%
ROE7.1%
Price vs Trend20.3%
3Y Return119.2%
5Y Return269.5%
CurrencyUSD
Dividend diary

Activity record

UNM qualified as a dividend compounder candidate Qualified · Positive

Score 92.5/100, decision Buyable Now.

UNM dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

UNM dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

UNM dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

Dividend increased 9.5% Dividend Increase · Positive

Payment changed from 0.42 to 0.46.

UNM dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

UNM dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

UNM dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

UNM dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

Dividend increased 15.1% Dividend Increase · Positive

Payment changed from 0.365 to 0.42.

UNM dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

UNM dividend payment 0.365 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

UNM dividend payment 0.365 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

UNM dividend payment 0.365 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

Dividend increased 10.6% Dividend Increase · Positive

Payment changed from 0.33 to 0.365.

UNM dividend payment 0.365 USD Dividend Payment · Info

Recorded dividend payment for Unum Group.

Dividend increased 10.0% Dividend Increase · Positive

Payment changed from 0.3 to 0.33.

Dividend increased 5.3% Dividend Increase · Positive

Payment changed from 0.285 to 0.3.

Dividend increased 9.6% Dividend Increase · Positive

Payment changed from 0.26 to 0.285.