Dividend compounder review

IFS

Intercorp Financial Services Inc · NYSE · US

Financial Services · Banks - Regional

Chart Factor Intelligence Back to Screener
Score74.55/100
Confidence100.00/100
DecisionReject
RatingAcceptable, Needs Review
Scoring

Quality breakdown

Dividend Reliability 6.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 11.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years6
Dividend Yield3.26%
Payout Ratio20.0%
Dividend Cut 5YYes
Net Income$1.9B
Free Cash Flow$1.3B
FCF Covers DividendYes
Debt / Equity0.89
P/E10.6
Revenue Growth 5Y8.7%
Net Margin35.9%
ROE18.0%
Price vs Trend26.7%
3Y Return168.8%
5Y Return188.6%
CurrencyUSD
Warnings

Review flags

Price currency USD differs from financial currency PEN.
Dividend cut or material annual decrease detected in the last five completed years.
Dividend diary

Activity record

IFS dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

Dividend increased 80.0% Dividend Increase · Positive

Payment changed from 1 to 1.8.

IFS dividend payment 1.8 USD Dividend Payment · Info

Recorded dividend payment for Intercorp Financial Services Inc.

IFS dividend payment 1 USD Dividend Payment · Info

Recorded dividend payment for Intercorp Financial Services Inc.

Dividend decreased -15.3% Dividend Decrease · Negative

Payment changed from 1.18 to 1.

IFS dividend payment 1 USD Dividend Payment · Info

Recorded dividend payment for Intercorp Financial Services Inc.

Dividend decreased -32.6% Dividend Decrease · Negative

Payment changed from 1.75 to 1.18.

IFS dividend payment 1.18 USD Dividend Payment · Info

Recorded dividend payment for Intercorp Financial Services Inc.

Dividend increased 169.2% Dividend Increase · Positive

Payment changed from 0.65 to 1.75.

IFS dividend payment 1.75 USD Dividend Payment · Info

Recorded dividend payment for Intercorp Financial Services Inc.

Dividend decreased -15.6% Dividend Decrease · Negative

Payment changed from 0.77 to 0.65.

IFS dividend payment 0.65 USD Dividend Payment · Info

Recorded dividend payment for Intercorp Financial Services Inc.

Dividend cut -56.0% Dividend Cut · Negative

Payment changed from 1.75 to 0.77.

IFS dividend payment 0.77 USD Dividend Payment · Info

Recorded dividend payment for Intercorp Financial Services Inc.

IFS dividend payment 1.75 USD Dividend Payment · Info

Recorded dividend payment for Intercorp Financial Services Inc.