Dividend compounder review

SYF

Synchrony Financial · NYSE · US

Financial Services · Credit Services

Score91.50/100
Confidence100.00/100
DecisionWatchlist
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 25.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 8.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years10
Dividend Yield1.66%
Payout Ratio12.4%
Dividend Cut 5YNo
Net Income$3.6B
Free Cash Flow$9.9B
FCF Covers DividendYes
Debt / Equity0.91
P/E7.6
Revenue Growth 5Y8.3%
Net Margin36.4%
ROE21.8%
Price vs Trend-1.4%
3Y Return139.2%
5Y Return64.7%
CurrencyUSD
Dividend diary

Activity record

SYF qualified as a dividend compounder candidate Qualified · Positive

Score 91.5/100, decision Watchlist.

SYF dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

SYF dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

SYF dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

SYF dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

Dividend increased 20.0% Dividend Increase · Positive

Payment changed from 0.25 to 0.3.

SYF dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

SYF dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

SYF dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

SYF dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

SYF dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

SYF dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

SYF dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

Dividend increased 8.7% Dividend Increase · Positive

Payment changed from 0.23 to 0.25.

SYF dividend payment 0.25 USD Dividend Payment · Info

Recorded dividend payment for Synchrony Financial.

Dividend increased 40.0% Dividend Increase · Positive

Payment changed from 0.15 to 0.21.

Dividend increased 15.4% Dividend Increase · Positive

Payment changed from 0.13 to 0.15.