Dividend compounder review

BIRG

Bank of Ireland Group plc · LSE · GB

Financial Services · Banks - Regional

Score88.75/100
Confidence100.00/100
DecisionReject
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 14.8 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 24.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years14
Dividend Yield5.24%
Payout Ratio46.2%
Dividend Cut 5YYes
Net Income€1.2B
Free Cash Flow€3.5B
FCF Covers DividendYes
Debt / Equity0.81
P/E15.3
Revenue Growth 5Y10.3%
Net Margin30.4%
ROE9.3%
Price vs Trend9.8%
3Y Return137.9%
5Y Return366.3%
CurrencyEUR
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Dividend diary

Activity record

BIRG dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

Dividend increased 80.0% Dividend Increase · Positive

Payment changed from 0.25 to 0.45.

BIRG dividend payment 0.45 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

Dividend decreased -10.7% Dividend Decrease · Negative

Payment changed from 0.28 to 0.25.

BIRG dividend payment 0.25 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

Dividend decreased -20.0% Dividend Decrease · Negative

Payment changed from 0.35 to 0.28.

BIRG dividend payment 0.28 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

Dividend decreased -41.7% Dividend Decrease · Negative

Payment changed from 0.6 to 0.35.

BIRG dividend payment 0.35 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

Dividend increased 185.7% Dividend Increase · Positive

Payment changed from 0.21 to 0.6.

BIRG dividend payment 0.6 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

Dividend increased 320.0% Dividend Increase · Positive

Payment changed from 0.05 to 0.21.

BIRG dividend payment 0.21 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

BIRG dividend payment 0.05 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

BIRG dividend payment 0.16 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

BIRG dividend payment 0.115 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

BIRG dividend payment 7.459 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

BIRG dividend payment 4.581 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.

BIRG dividend payment 7.459 EUR Dividend Payment · Info

Recorded dividend payment for Bank of Ireland Group plc.