Dividend compounder review

BBT

Beacon Financial Corporation · NYSE · US

Financial Services · Banks - Regional

Score79.00/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 18.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 13.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 21.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years26
Dividend Yield4.28%
Payout Ratio119.2%
Dividend Cut 5YYes
Net Income$90.3M
Free Cash Flow$212.2M
FCF Covers DividendYes
Debt / Equity0.35
P/E28.2
Revenue Growth 5Y19.0%
Net Margin18.5%
ROE6.3%
Price vs Trend7.4%
3Y Return63.2%
5Y Return26.6%
CurrencyUSD
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Payout ratio is elevated at 119.2%.
Dividend diary

Activity record

BBT dividend review warning Warning · Warning

Payout ratio is elevated at 119.2%.

BBT dividend payment 0.323 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.323 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

Dividend increased 79.4% Dividend Increase · Positive

Payment changed from 0.18 to 0.323.

BBT dividend payment 0.323 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

BBT dividend payment 0.18 USD Dividend Payment · Info

Recorded dividend payment for Beacon Financial Corporation.

Dividend increased 50.0% Dividend Increase · Positive

Payment changed from 0.12 to 0.18.

Dividend cut -50.0% Dividend Cut · Negative

Payment changed from 0.24 to 0.12.

Dividend increased 5.3% Dividend Increase · Positive

Payment changed from 0.19 to 0.2.

Dividend increased 5.6% Dividend Increase · Positive

Payment changed from 0.18 to 0.19.

Dividend increased 5.9% Dividend Increase · Positive

Payment changed from 0.17 to 0.18.