Dividend compounder review

LLOY

Lloyds Banking Group plc · LSE · GB

Financial Services · Banks - Regional

Chart Factor Intelligence Back to Screener
Score79.00/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 16.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 8.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 24.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years23
Dividend Yield3.72%
Payout Ratio43.8%
Dividend Cut 5YYes
Net Income£4.7B
Free Cash Flow£-622.0M
FCF Covers DividendNo
Debt / Equity2.00
P/E12.8
Revenue Growth 5Y7.7%
Net Margin26.5%
ROE10.8%
Price vs Trend3.8%
3Y Return142.2%
5Y Return117.3%
CurrencyGBP
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

LLOY dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

Dividend increased 99.2% Dividend Increase · Positive

Payment changed from 1.22 to 2.43.

LLOY dividend payment 2.43 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

Dividend decreased -42.2% Dividend Decrease · Negative

Payment changed from 2.11 to 1.22.

LLOY dividend payment 1.22 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

Dividend increased 99.1% Dividend Increase · Positive

Payment changed from 1.06 to 2.11.

LLOY dividend payment 2.11 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

Dividend decreased -42.4% Dividend Decrease · Negative

Payment changed from 1.84 to 1.06.

LLOY dividend payment 1.06 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

Dividend increased 100.0% Dividend Increase · Positive

Payment changed from 0.92 to 1.84.

LLOY dividend payment 1.84 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

Dividend decreased -42.5% Dividend Decrease · Negative

Payment changed from 1.6 to 0.92.

LLOY dividend payment 0.92 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

LLOY dividend payment 1.6 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

LLOY dividend payment 0.8 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

LLOY dividend payment 1.33 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

LLOY dividend payment 0.67 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

LLOY dividend payment 0.57 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.

LLOY dividend payment 1.12 GBP Dividend Payment · Info

Recorded dividend payment for Lloyds Banking Group plc.