Dividend compounder review

PAG

Paragon Banking Group PLC · LSE · GB

Financial Services · Mortgage Finance

Chart Factor Intelligence Back to Screener
Score77.50/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 23.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 8.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 20.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 10.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years31
Dividend Yield6.12%
Payout Ratio48.8%
Dividend Cut 5YNo
Net Income£180.3M
Free Cash Flow£-381.3M
FCF Covers DividendNo
Debt / Equity1.67
P/E8.4
Revenue Growth 5Y-4.4%
Net Margin35.1%
ROE12.0%
Price vs Trend-5.9%
3Y Return46.9%
5Y Return43.9%
CurrencyGBP
Warnings

Review flags

Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

PAG dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

Dividend increased 122.8% Dividend Increase · Positive

Payment changed from 13.6 to 30.3.

PAG dividend payment 30.3 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

Dividend cut -50.0% Dividend Cut · Negative

Payment changed from 27.2 to 13.6.

PAG dividend payment 13.6 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

Dividend increased 106.1% Dividend Increase · Positive

Payment changed from 13.2 to 27.2.

PAG dividend payment 27.2 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

Dividend cut -50.0% Dividend Cut · Negative

Payment changed from 26.4 to 13.2.

PAG dividend payment 13.2 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

Dividend increased 140.0% Dividend Increase · Positive

Payment changed from 11 to 26.4.

PAG dividend payment 26.4 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

Dividend decreased -42.7% Dividend Decrease · Negative

Payment changed from 19.2 to 11.

PAG dividend payment 11 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

PAG dividend payment 19.2 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

PAG dividend payment 9.4 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

PAG dividend payment 18.9 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

PAG dividend payment 7.2 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

PAG dividend payment 14.4 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.

PAG dividend payment 14.2 GBP Dividend Payment · Info

Recorded dividend payment for Paragon Banking Group PLC.