Dividend compounder review

SDLF

Standard Life plc · LSE · GB

Financial Services · Insurance - Life

Score67.00/100
Confidence96.00/100
DecisionReject
RatingAcceptable, Needs Review
Scoring

Quality breakdown

Dividend Reliability 23.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 7.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 13.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 10.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years16
Dividend Yield7.15%
Payout Ratio51.1%
Dividend Cut 5YNo
Net Income£-443.0M
Free Cash Flow£-1.0B
FCF Covers DividendNo
Debt / Equity5.87
P/E-
Revenue Growth 5Y38.1%
Net Margin-1.5%
ROE-22.3%
Price vs Trend8.0%
3Y Return49.6%
5Y Return18.2%
CurrencyGBP
Warnings

Review flags

Free cash flow is negative.
Free cash flow does not cover dividends paid.
Debt to equity is elevated at 5.87.
Dividend diary

Activity record

SDLF dividend review warning Warning · Warning

Debt to equity is elevated at 5.87.

SDLF dividend payment 28.05 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 27.35 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 27.35 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 26.65 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 26.65 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 26 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 26 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 24.8 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 24.8 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 24.1 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 24.1 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

SDLF dividend payment 23.4 GBP Dividend Payment · Info

Recorded dividend payment for Standard Life plc.

Dividend increased 5.0% Dividend Increase · Positive

Payment changed from 21.49 to 22.57.

Dividend increased 5.3% Dividend Increase · Positive

Payment changed from 20.42 to 21.49.

Dividend increased 30.4% Dividend Increase · Positive

Payment changed from 15.66 to 20.42.

Dividend increased 15.9% Dividend Increase · Positive

Payment changed from 13.51 to 15.66.

Dividend decreased -13.7% Dividend Decrease · Negative

Payment changed from 15.66 to 13.51.

Dividend increased 41.0% Dividend Increase · Positive

Payment changed from 11.1 to 15.66.