Dividend compounder review

FLG

Flagstar Financial, Inc. · NYSE · US

Financial Services · Banks - Regional

Score46.00/100
Confidence96.00/100
DecisionReject
RatingAvoid
Scoring

Quality breakdown

Dividend Reliability 13.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 8.5 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 11.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 8.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 5.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years32
Dividend Yield0.28%
Payout Ratio21.0%
Dividend Cut 5YYes
Net Income$-177.0M
Free Cash Flow$-248.0M
FCF Covers DividendNo
Debt / Equity1.50
P/E-
Revenue Growth 5Y21.6%
Net Margin-2.9%
ROE-0.7%
Price vs Trend12.3%
3Y Return-50.0%
5Y Return-47.5%
CurrencyUSD
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

FLG dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

FLG dividend payment 0.01 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

FLG dividend payment 0.01 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

FLG dividend payment 0.01 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

FLG dividend payment 0.01 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

FLG dividend payment 0.01 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

FLG dividend payment 0.01 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

FLG dividend payment 0.01 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

Dividend cut -66.7% Dividend Cut · Negative

Payment changed from 0.03 to 0.01.

FLG dividend payment 0.01 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

Dividend cut -80.0% Dividend Cut · Negative

Payment changed from 0.15 to 0.03.

FLG dividend payment 0.03 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

Dividend cut -70.6% Dividend Cut · Negative

Payment changed from 0.51 to 0.15.

FLG dividend payment 0.15 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

FLG dividend payment 0.51 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

FLG dividend payment 0.51 USD Dividend Payment · Info

Recorded dividend payment for Flagstar Financial, Inc..

Dividend decreased -32.0% Dividend Decrease · Negative

Payment changed from 0.75 to 0.51.

Dividend increased 19.0% Dividend Increase · Positive

Payment changed from 0.63 to 0.75.

Dividend increased 12.0% Dividend Increase · Positive

Payment changed from 0.5625 to 0.63.