Dividend compounder review
AIBG
AIB Group plc · LSE · GB
Financial Services · Banks - Regional
Score81.75/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Quality breakdown
Dividend Reliability
10.8 / 25
Payment history, cuts, growth, and regularity.
Dividend Sustainability
20.0 / 20
Payout, free cash flow, dividend cover, and debt.
Business Quality
24.0 / 25
Scale, cash generation, growth, margins, and returns.
Valuation Discipline
12.0 / 15
Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend
15.0 / 15
Trend line, long return history, and drawdown control.
Dividend and business context
Dividend Years5
Dividend Yield9.42%
Payout Ratio52.8%
Dividend Cut 5YYes
Net Income£2.1B
Free Cash Flow£8.3B
FCF Covers DividendYes
Debt / Equity0.75
P/E10.8
Revenue Growth 5Y15.7%
Net Margin49.3%
ROE14.2%
Price vs Trend8.7%
3Y Return172.6%
5Y Return351.5%
CurrencyGBP
Review flags
Price currency GBP differs from financial currency EUR.
Dividend cut or material annual decrease detected in the last five completed years.
Dividend yield is unusually high at 9.4%; possible value trap.
Activity record
Dividend yield is unusually high at 9.4%; possible value trap.
Payment changed from 10.64 to 39.91.
Recorded dividend payment for AIB Group plc.
Payment changed from 31.91 to 10.64.
Recorded dividend payment for AIB Group plc.
Payment changed from 22.92 to 31.91.
Recorded dividend payment for AIB Group plc.
Payment changed from 5.349 to 22.92.
Recorded dividend payment for AIB Group plc.
Payment changed from 3.883 to 5.349.
Recorded dividend payment for AIB Group plc.
Payment changed from 14.67 to 3.883.
Recorded dividend payment for AIB Group plc.
Recorded dividend payment for AIB Group plc.