Dividend compounder review

AIBG

AIB Group plc · LSE · GB

Financial Services · Banks - Regional

Score81.75/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 10.8 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 24.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 12.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years5
Dividend Yield9.42%
Payout Ratio52.8%
Dividend Cut 5YYes
Net Income£2.1B
Free Cash Flow£8.3B
FCF Covers DividendYes
Debt / Equity0.75
P/E10.8
Revenue Growth 5Y15.7%
Net Margin49.3%
ROE14.2%
Price vs Trend8.7%
3Y Return172.6%
5Y Return351.5%
CurrencyGBP
Warnings

Review flags

Price currency GBP differs from financial currency EUR.
Dividend cut or material annual decrease detected in the last five completed years.
Dividend yield is unusually high at 9.4%; possible value trap.
Dividend diary

Activity record

AIBG dividend review warning Warning · Warning

Dividend yield is unusually high at 9.4%; possible value trap.

Dividend increased 275.2% Dividend Increase · Positive

Payment changed from 10.64 to 39.91.

AIBG dividend payment 39.91 GBP Dividend Payment · Info

Recorded dividend payment for AIB Group plc.

Dividend cut -66.7% Dividend Cut · Negative

Payment changed from 31.91 to 10.64.

AIBG dividend payment 10.64 GBP Dividend Payment · Info

Recorded dividend payment for AIB Group plc.

Dividend increased 39.2% Dividend Increase · Positive

Payment changed from 22.92 to 31.91.

AIBG dividend payment 31.91 GBP Dividend Payment · Info

Recorded dividend payment for AIB Group plc.

Dividend increased 328.5% Dividend Increase · Positive

Payment changed from 5.349 to 22.92.

AIBG dividend payment 22.92 GBP Dividend Payment · Info

Recorded dividend payment for AIB Group plc.

Dividend increased 37.8% Dividend Increase · Positive

Payment changed from 3.883 to 5.349.

AIBG dividend payment 5.349 GBP Dividend Payment · Info

Recorded dividend payment for AIB Group plc.

Dividend cut -73.5% Dividend Cut · Negative

Payment changed from 14.67 to 3.883.

AIBG dividend payment 3.883 GBP Dividend Payment · Info

Recorded dividend payment for AIB Group plc.

AIBG dividend payment 14.67 GBP Dividend Payment · Info

Recorded dividend payment for AIB Group plc.