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AIBG

AIB Group plc
Chart
874.00 GBp
Latest Week 2026-07-17
Snapshot 2026-07-19 · 0.7w · Fresh
0.97
OS Score
90.0%
Value
88.0%
Quality
95.0%
Momentum
#38.00000000
TV Rank
5/9
F-Score
0.890
QV
Strategy Eligibility
10 of 23 passing
OS Composite
OS 0.970
Trending Value
#38
Quality × Value
QV 0.890
🏛
Cornerstone Value
🌿
Cornerstone Growth
💎
Deep Value
VC2 Cheapest
VC2 7
📐
EBITDA/EV
Veiled Value
Piotroski Bargains
🔬
Quality Compounders
📈
Consistent Earners
🌱
GARP
🔄
Shareholder Yield
12.2%
💰
High Yield
Div 5.7%
🚀
Momentum Leaders
12-1 59%
Market Leaders
Yes
Tiny Titans
🔍
Small Cap Value
🛡
Low Volatility
🏷
Sector Cheapest
🧠
Capital Allocators
CAQ 1.00
Risk-Adj Momentum
RAM 2.04
V
Value Analysis
Cheapness relative to fundamentals
90.0%ile
P/E
8.7×
P/S
4.1×
P/B
1.3×
FCF Yield
0.446
SH Yield
0.122
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
11.00000000
/100 — 1=cheapest
VC2 (Trending Value)
7.00000000
/100
VC3 (Buyback)
8.00000000
/100
P/E of 8.7x places this firmly in deep value territory. FCF yield of 44.6% is strong — the business generates significant free cash relative to price. VC2 score of 7.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
88.0%ile
ROE
0.146
ROA
0.014
Net Margin
0.475
F-Score
5/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
-0.083
Earn Growth
-0.009
Accruals
-0.044
lower=better
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
95.0%ile
6M Return
7.2%
12M Return
50.8%
12-1 Mom
59.4%
Risk-Adj
2.04
Vol 252d
29.2%
Vol 60d
64.9%
↑ Expanding
Max DD 12M
-10.7%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 59% is very strong — a clear uptrend. Risk-adjusted momentum of 2.04 is excellent — strong returns relative to volatility. Near-term vol (65%) is expanding vs long-term (29%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.97
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
Sector Context
Financial Services · 185 peers
Sector Value %ile
89.8%
Sector Quality %ile
89.2%
P/E z-score
-0.24
P/B z-score
0.00
Sector Avg OS
55.7%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
CRE Conduit Holdings Limited 98.0% 99.0% 87.0% 85.0%
BEZ Beazley plc 98.0% 93.0% 91.0% 93.0%
CLIG City of London Investment Group Plc 97.0% 90.0% 97.0% 91.0%
STAN Standard Chartered PLC 97.0% 93.0% 83.0% 95.0%
FEML Fidelity Emerging Markets Limited 97.0% 91.0% 86.0% 97.0%
JUP Jupiter Fund Management Plc 97.0% 94.0% 89.0% 90.0%
BARC Barclays PLC 97.0% 92.0% 85.0% 94.0%
PRU Prudential plc 96.0% 93.0% 82.0% 84.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (90th) and quality (88th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (90th value) with strong momentum (95th). The market is starting to recognise the value.
Strong Capital Return
Shareholder yield 12.2% backed by 44.6% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (65%) significantly exceeds 252-day (29%). Near-term risk is elevated.
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
91.1% avg (5 factors)
Quality
C
56.6% avg (4 factors)
Momentum
A
78.0% avg (4 factors)
Risk
B
68.0% avg (1 factors)
Momentum is confirming the value — this is the Trending Value signal that O'Shaughnessy found to be among the most powerful.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends7 snapshots
Factor Persistence7 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.970—7
Value %ile0.900—7
Quality %ile0.880—7
Momentum %ile0.950—7
F-Score5.000—0
Confidence0.578—0
Volatility0.292—0
Value Lens2021-07-20 → 2026-07-19
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
8.67
Price / Sales
4.12
Price / Book
1.26
Price / Cash Flow
2.16
FCF Yield
44.6%
Sales Yield (1/P·S)
0.2430
Shareholder Yield
Div + net buyback / mktcap
12.2%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
14.6%
Return on Assets
1.4%
Net Margin
47.5%
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.044
MomentumPrice trend strength over different horizons
6M Return
7.2%
12M Return
50.8%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
59.4%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
2.04
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
-8.3%
Earnings Growth (YoY)
-0.9%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
5
Dividend Yield
5.7%
Buyback Yield
6.5%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
11
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
7
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
8
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
38
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
Yes
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity