Dividend compounder review

CBU

Community Bank System Inc · NYSE · US

Financial Services · Banks - Regional

Chart Factor Intelligence Back to Screener
Score94.00/100
Confidence100.00/100
DecisionBuyable Now
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 11.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years35
Dividend Yield0.71%
Payout Ratio45.4%
Dividend Cut 5YNo
Net Income$210.5M
Free Cash Flow$233.3M
FCF Covers DividendYes
Debt / Equity0.23
P/E16.1
Revenue Growth 5Y10.4%
Net Margin26.8%
ROE11.3%
Price vs Trend8.6%
3Y Return55.4%
5Y Return-1.9%
CurrencyUSD
Warnings

Review flags

Dividend yield normalized from payment history because provider yield looked inconsistent.
Dividend diary

Activity record

CBU dividend review warning Warning · Warning

Dividend yield normalized from payment history because provider yield looked inconsistent.

CBU qualified as a dividend compounder candidate Qualified · Positive

Score 94.0/100, decision Buyable Now.

CBU dividend payment 0.47 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.47 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.47 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

CBU dividend payment 0.44 USD Dividend Payment · Info

Recorded dividend payment for Community Bank System Inc.

Dividend increased 7.9% Dividend Increase · Positive

Payment changed from 0.38 to 0.41.

Dividend increased 11.8% Dividend Increase · Positive

Payment changed from 0.34 to 0.38.

Dividend increased 6.2% Dividend Increase · Positive

Payment changed from 0.32 to 0.34.

Dividend decreased -36.0% Dividend Decrease · Negative

Payment changed from 0.5 to 0.32.

Dividend increased 61.3% Dividend Increase · Positive

Payment changed from 0.31 to 0.5.

Dividend decreased -33.3% Dividend Decrease · Negative

Payment changed from 0.45 to 0.3.