Dividend compounder review

HMN

Horace Mann Educators Corporation · NYSE · US

Financial Services · Insurance - Property & Casualty

Score95.50/100
Confidence100.00/100
DecisionBuyable Now
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 20.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years34
Dividend Yield2.78%
Payout Ratio35.4%
Dividend Cut 5YNo
Net Income$162.1M
Free Cash Flow$553.2M
FCF Covers DividendYes
Debt / Equity0.40
P/E13.0
Revenue Growth 5Y4.7%
Net Margin9.6%
ROE11.7%
Price vs Trend14.9%
3Y Return98.9%
5Y Return54.6%
CurrencyUSD
Dividend diary

Activity record

HMN qualified as a dividend compounder candidate Qualified · Positive

Score 95.5/100, decision Buyable Now.

HMN dividend payment 0.36 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.36 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.35 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.35 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.35 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.35 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.33 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

HMN dividend payment 0.33 USD Dividend Payment · Info

Recorded dividend payment for Horace Mann Educators Corporation.

Dividend increased 6.0% Dividend Increase · Positive

Payment changed from 0.25 to 0.265.

Dividend increased 8.7% Dividend Increase · Positive

Payment changed from 0.23 to 0.25.

Dividend increased 17.9% Dividend Increase · Positive

Payment changed from 0.195 to 0.23.

Dividend increased 21.9% Dividend Increase · Positive

Payment changed from 0.16 to 0.195.

Dividend increased 23.1% Dividend Increase · Positive

Payment changed from 0.13 to 0.16.

Dividend increased 18.2% Dividend Increase · Positive

Payment changed from 0.11 to 0.13.