Dividend compounder review

SLMBP

SLM Corp Pb Pref · NASDAQ · US

Financial Services · Credit Services

Score76.50/100
Confidence92.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 18.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 7.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years21
Dividend Yield7.94%
Payout Ratio16.6%
Dividend Cut 5YYes
Net Income$744.8M
Free Cash Flow$-398.6M
FCF Covers DividendNo
Debt / Equity2.53
P/E34.8
Revenue Growth 5Y5.8%
Net Margin44.9%
ROE30.9%
Price vs Trend3.2%
3Y Return79.4%
5Y Return88.7%
CurrencyUSD
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Free cash flow is negative.
Free cash flow does not cover dividends paid.
Debt to equity is elevated at 2.53.
Dividend diary

Activity record

SLMBP dividend review warning Warning · Warning

Debt to equity is elevated at 2.53.

SLMBP dividend payment 1.427 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

Dividend decreased -5.2% Dividend Decrease · Negative

Payment changed from 1.512 to 1.433.

SLMBP dividend payment 1.433 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

SLMBP dividend payment 1.512 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

SLMBP dividend payment 1.585 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

SLMBP dividend payment 1.582 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

Dividend decreased -8.6% Dividend Decrease · Negative

Payment changed from 1.745 to 1.595.

SLMBP dividend payment 1.595 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

Dividend decreased -5.5% Dividend Decrease · Negative

Payment changed from 1.847 to 1.745.

SLMBP dividend payment 1.745 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

SLMBP dividend payment 1.847 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

SLMBP dividend payment 1.904 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

SLMBP dividend payment 1.855 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

SLMBP dividend payment 1.863 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

Dividend increased 8.5% Dividend Increase · Positive

Payment changed from 1.697 to 1.842.

SLMBP dividend payment 1.842 USD Dividend Payment · Info

Recorded dividend payment for SLM Corp Pb Pref.

Dividend increased 5.5% Dividend Increase · Positive

Payment changed from 1.609 to 1.697.

Dividend increased 22.8% Dividend Increase · Positive

Payment changed from 1.31 to 1.609.