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SLMBP

SLM Corp Pb Pref
Chart
$74.60
Latest Week 2026-06-05
Financial ServicesCredit ServicesLARGE
Snapshot 2026-06-07 · 0.0w · Fresh
0.17
OS Score
12.0%
Value
88.0%
Quality
22.0%
Momentum
7/9
F-Score
0.325
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
3 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
Yes
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
4.7%
💰
High Yield
Div 4.7%
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
12.0%ile
P/E
19.7×
P/S
4.8×
P/B
6.1×
E/P
0.0507
FCF Yield
0.041
EBITDA/EV
0.064
SH Yield
0.047
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
89.00000000
/100 — 1=cheapest
VC2 (Trending Value)
81.00000000
/100
VC3 (Buyback)
81.00000000
/100
VC2 score of 81.00000000/100 — expensive across all six composite measures.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
88.0%ile
ROE
0.307
ROA
0.025
Net Margin
0.243
Op Margin
0.321
GPA
0.057
D/E
11.06
Current
13.93
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.023
Earn Growth
0.201
Stability
0.726
lower=better
Accruals
0.003
lower=better
5yr Consist
No
ROE of 31% is exceptional. Highly leveraged with D/E of 11.06 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
22.0%ile
6M Return
3.2%
12M Return
0.3%
12-1 Mom
-1.2%
Risk-Adj
-0.15
Vol 252d
8.2%
Vol 60d
17.6%
↑ Expanding
Max DD 12M
-4.8%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (18%) is expanding vs long-term (8%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.17
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 500 peers
Sector Value %ile
0.2%
Sector Quality %ile
83.0%
P/E z-score
0.28
P/B z-score
0.12
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
BAP Credicorp Ltd 99.0% 98.0% 93.0% 84.0%
CARE Carter Bank and Trust 99.0% 96.0% 98.0% 88.0%
BFH Bread Financial Holdings, Inc. 99.0% 97.0% 97.0% 90.0%
HG Hamilton Insurance Group, Ltd. 99.0% 97.0% 94.0% 85.0%
UVE Universal Insurance Holdings Inc 99.0% 96.0% 94.0% 82.0%
MCY Mercury General Corporation 99.0% 95.0% 93.0% 86.0%
VBNK VersaBank 98.0% 94.0% 85.0% 91.0%
SYF Synchrony Financial 98.0% 96.0% 97.0% 72.0%
Factor Interactions
Leveraged Returns
Strong ROE (31%) boosted by high leverage (D/E 11.1). Returns look good but come with balance sheet risk.
Quality at a Premium
High quality (88th) but expensive (12th value). Upside may be limited without earnings growth.
Volatility Expanding
60-day vol (18%) significantly exceeds 252-day (8%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
C
47.9% avg (7 factors)
Quality
C
58.5% avg (8 factors)
Momentum
D
32.0% avg (4 factors)
Risk
A
100.0% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.170—1—
Value %ile0.120—1—
Quality %ile0.880—1—
Momentum %ile0.220—1—
F-Score7.000—1—
Confidence1.000—1—
Volatility0.082—1—
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
19.73
Earnings Yield (E/P)
0.0507
Price / Sales
4.79
Price / Book
6.06
Price / Cash Flow
22.86
FCF Yield
4.1%
EBITDA / EV
6.4%
Sales Yield (1/P·S)
0.1954
Shareholder Yield
Div + net buyback / mktcap
4.7%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
30.7%
Return on Assets
2.5%
Net Margin
24.3%
Operating Margin
32.1%
Gross Profit / Assets
Novy-Marx GPA
5.7%
Debt / Equity
11.06
Current Ratio
13.93
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.003
MomentumPrice trend strength over different horizons
6M Return
3.2%
12M Return
0.3%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-1.2%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.15
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
2.3%
Earnings Growth (YoY)
20.1%
Earnings Stability (CV)
Lower = more stable
0.726
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
7
Dividend Yield
4.7%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
89
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
81
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
81
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
Yes
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity