Dividend compounder review

CFR

Cullen/Frost Bankers Inc · NYSE · US

Financial Services · Banks - Regional

Score92.00/100
Confidence100.00/100
DecisionBuyable Now
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 15.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years32
Dividend Yield2.82%
Payout Ratio39.0%
Dividend Cut 5YNo
Net Income$648.6M
Free Cash Flow$127.3M
FCF Covers DividendNo
Debt / Equity0.05
P/E14.4
Revenue Growth 5Y14.5%
Net Margin30.0%
ROE15.5%
Price vs Trend9.8%
3Y Return57.4%
5Y Return48.8%
CurrencyUSD
Warnings

Review flags

Free cash flow does not cover dividends paid.
Dividend diary

Activity record

CFR dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

CFR qualified as a dividend compounder candidate Qualified · Positive

Score 92.0/100, decision Buyable Now.

CFR dividend payment 1.03 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

CFR dividend payment 1 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

CFR dividend payment 1 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

CFR dividend payment 1 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

Dividend increased 5.3% Dividend Increase · Positive

Payment changed from 0.95 to 1.

CFR dividend payment 1 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

CFR dividend payment 0.95 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

CFR dividend payment 0.95 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

CFR dividend payment 0.95 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

CFR dividend payment 0.92 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

CFR dividend payment 0.92 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

CFR dividend payment 0.92 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

Dividend increased 5.7% Dividend Increase · Positive

Payment changed from 0.87 to 0.92.

CFR dividend payment 0.92 USD Dividend Payment · Info

Recorded dividend payment for Cullen/Frost Bankers Inc.

Dividend increased 16.0% Dividend Increase · Positive

Payment changed from 0.75 to 0.87.

Dividend increased 6.0% Dividend Increase · Positive

Payment changed from 0.67 to 0.71.

Dividend increased 17.5% Dividend Increase · Positive

Payment changed from 0.57 to 0.67.

Dividend increased 5.6% Dividend Increase · Positive

Payment changed from 0.54 to 0.57.