Dividend compounder review

LNC

Lincoln National Corporation · NYSE · US

Financial Services · Insurance - Life

Score73.50/100
Confidence100.00/100
DecisionReject
RatingAcceptable, Needs Review
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 10.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 21.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 4.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years41
Dividend Yield4.92%
Payout Ratio19.7%
Dividend Cut 5YNo
Net Income$1.2B
Free Cash Flow$-167.0M
FCF Covers DividendNo
Debt / Equity0.66
P/E4.1
Revenue Growth 5Y0.7%
Net Margin9.2%
ROE18.8%
Price vs Trend-2.0%
3Y Return86.4%
5Y Return-26.7%
CurrencyUSD
Warnings

Review flags

Free cash flow is negative.
Free cash flow does not cover dividends paid.
Dividend diary

Activity record

LNC dividend review warning Warning · Warning

Free cash flow does not cover dividends paid.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

LNC dividend payment 0.45 USD Dividend Payment · Info

Recorded dividend payment for Lincoln National Corporation.

Dividend increased 7.1% Dividend Increase · Positive

Payment changed from 0.42 to 0.45.

Dividend increased 8.1% Dividend Increase · Positive

Payment changed from 0.37 to 0.4.

Dividend increased 12.1% Dividend Increase · Positive

Payment changed from 0.33 to 0.37.

Dividend increased 13.8% Dividend Increase · Positive

Payment changed from 0.29 to 0.33.

Dividend increased 16.0% Dividend Increase · Positive

Payment changed from 0.25 to 0.29.

Dividend increased 25.0% Dividend Increase · Positive

Payment changed from 0.2 to 0.25.