Dividend compounder review

CFG

Citizens Financial Group, Inc. · NYSE · US

Financial Services · Banks - Regional

Score95.00/100
Confidence100.00/100
DecisionBuyable Now
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 23.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 12.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years12
Dividend Yield2.77%
Payout Ratio41.7%
Dividend Cut 5YNo
Net Income$1.8B
Free Cash Flow$2.0B
FCF Covers DividendYes
Debt / Equity0.43
P/E16.0
Revenue Growth 5Y7.7%
Net Margin25.0%
ROE7.7%
Price vs Trend11.7%
3Y Return201.6%
5Y Return76.0%
CurrencyUSD
Dividend diary

Activity record

CFG qualified as a dividend compounder candidate Qualified · Positive

Score 95.0/100, decision Buyable Now.

CFG dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

Dividend increased 9.5% Dividend Increase · Positive

Payment changed from 0.42 to 0.46.

CFG dividend payment 0.46 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

CFG dividend payment 0.42 USD Dividend Payment · Info

Recorded dividend payment for Citizens Financial Group, Inc..

Dividend increased 7.7% Dividend Increase · Positive

Payment changed from 0.39 to 0.42.

Dividend increased 8.3% Dividend Increase · Positive

Payment changed from 0.36 to 0.39.

Dividend increased 12.5% Dividend Increase · Positive

Payment changed from 0.32 to 0.36.

Dividend increased 18.5% Dividend Increase · Positive

Payment changed from 0.27 to 0.32.

Dividend increased 22.7% Dividend Increase · Positive

Payment changed from 0.22 to 0.27.