Dividend compounder review

PFSI

PennyMac Finl Svcs Inc · NYSE · US

Financial Services · Mortgage Finance

Chart Factor Intelligence Back to Screener
Score74.40/100
Confidence100.00/100
DecisionReject
RatingAcceptable, Needs Review
Scoring

Quality breakdown

Dividend Reliability 23.4 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 7.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 13.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 8.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years8
Dividend Yield1.49%
Payout Ratio12.8%
Dividend Cut 5YNo
Net Income$501.1M
Free Cash Flow$-1.7B
FCF Covers DividendNo
Debt / Equity5.98
P/E8.7
Revenue Growth 5Y2.0%
Net Margin15.3%
ROE12.3%
Price vs Trend-22.1%
3Y Return24.8%
5Y Return35.9%
CurrencyUSD
Warnings

Review flags

Free cash flow is negative.
Free cash flow does not cover dividends paid.
Debt to equity is elevated at 5.98.
Dividend diary

Activity record

PFSI dividend review warning Warning · Warning

Debt to equity is elevated at 5.98.

PFSI dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

Dividend increased 50.0% Dividend Increase · Positive

Payment changed from 0.2 to 0.3.

PFSI dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.2 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.2 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.2 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

PFSI dividend payment 0.2 USD Dividend Payment · Info

Recorded dividend payment for PennyMac Finl Svcs Inc.

Dividend increased 33.3% Dividend Increase · Positive

Payment changed from 0.15 to 0.2.

Dividend increased 25.0% Dividend Increase · Positive

Payment changed from 0.12 to 0.15.

Dividend cut -70.0% Dividend Cut · Negative

Payment changed from 0.4 to 0.12.