Dividend compounder review

STB

Secure Trust Bank PLC · LSE · GB

Financial Services · Banks - Regional

Chart Factor Intelligence Back to Screener
Score76.50/100
Confidence100.00/100
DecisionReject
RatingHigh Quality Watchlist Candidate
Scoring

Quality breakdown

Dividend Reliability 11.5 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.0 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 11.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 12.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years13
Dividend Yield2.81%
Payout Ratio15.2%
Dividend Cut 5YYes
Net Income£19.7M
Free Cash Flow£110.7M
FCF Covers DividendYes
Debt / Equity0.26
P/E6.0
Revenue Growth 5Y11.2%
Net Margin13.2%
ROE12.1%
Price vs Trend4.6%
3Y Return116.0%
5Y Return26.7%
CurrencyGBP
Warnings

Review flags

Dividend cut or material annual decrease detected in the last five completed years.
Dividend diary

Activity record

STB dividend review warning Warning · Warning

Dividend cut or material annual decrease detected in the last five completed years.

Dividend increased 100.8% Dividend Increase · Positive

Payment changed from 11.8 to 23.7.

STB dividend payment 23.7 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

Dividend decreased -47.6% Dividend Decrease · Negative

Payment changed from 22.5 to 11.8.

STB dividend payment 11.8 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

Dividend increased 99.1% Dividend Increase · Positive

Payment changed from 11.3 to 22.5.

STB dividend payment 22.5 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

Dividend decreased -30.2% Dividend Decrease · Negative

Payment changed from 16.2 to 11.3.

STB dividend payment 11.3 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

STB dividend payment 16.2 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

Dividend decreased -45.0% Dividend Decrease · Negative

Payment changed from 29.1 to 16.

STB dividend payment 16 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

Dividend increased 81.9% Dividend Increase · Positive

Payment changed from 16 to 29.1.

STB dividend payment 29.1 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

STB dividend payment 16 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

STB dividend payment 41.1 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

STB dividend payment 20 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

STB dividend payment 44 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.

STB dividend payment 20 GBP Dividend Payment · Info

Recorded dividend payment for Secure Trust Bank PLC.