Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/98b22a51-c44c-4b98-b4eb-ad1551569e3c/

STB

Secure Trust Bank PLC
Chart
£1,254.00
Latest Week 2026-06-05
Snapshot 2026-06-07 · 0.0w · Fresh
0.97
OS Score
90.0%
Value
73.0%
Quality
92.0%
Momentum
6/9
F-Score
0.811
QV
Strategy Eligibility
4 of 23 passing
OS Composite
OS 0.970
Trending Value
Quality × Value
QV 0.811
🏛
Cornerstone Value
🌿
Cornerstone Growth
💎
Deep Value
VC2 Cheapest
📐
EBITDA/EV
Veiled Value
Piotroski Bargains
🔬
Quality Compounders
📈
Consistent Earners
🌱
GARP
🔄
Shareholder Yield
💰
High Yield
🚀
Momentum Leaders
12-1 80%
Market Leaders
Tiny Titans
🔍
Small Cap Value
🛡
Low Volatility
🏷
Sector Cheapest
🧠
Capital Allocators
Risk-Adj Momentum
RAM 1.84
V
Value Analysis
Cheapness relative to fundamentals
90.0%ile
P/E
1186.5×
P/S
114.2×
P/B
64.8×
E/P
0.0008
FCF Yield
0.004
SH Yield
0.000
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
14.00000000
/100 — 1=cheapest
VC2 (Trending Value)
14.00000000
/100
VC3 (Buyback)
10.00000000
/100
P/E of 1186.5x is premium-priced — the market is paying up for expected growth.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
73.0%ile
ROE
0.055
ROA
0.005
Net Margin
0.096
F-Score
6/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.111
Earn Growth
-0.182
Accruals
-0.022
lower=better
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
92.0%ile
6M Return
21.8%
12M Return
66.4%
12-1 Mom
79.9%
Risk-Adj
1.84
Vol 252d
43.5%
Vol 60d
96.1%
↑ Expanding
Max DD 12M
-25.1%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 80% is very strong — a clear uptrend. Risk-adjusted momentum of 1.84 is excellent — strong returns relative to volatility. Near-term vol (96%) is expanding vs long-term (44%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.97
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
Sector Context
Financial Services · 186 peers
Sector Value %ile
90.9%
Sector Quality %ile
73.3%
P/E z-score
-0.12
P/B z-score
-0.10
Sector Avg OS
58.1%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
FSG Foresight Group Holdings Limited 98.0% 99.0% 99.0% 69.0%
VTAS Volta Finance Limited 98.0% 87.0% 80.0% 99.0%
STAN Standard Chartered PLC 97.0% 91.0% 74.0% 90.0%
BGEO Lion Finance Group PLC 97.0% 96.0% 68.0% 88.0%
CRE Conduit Holdings Limited 97.0% 96.0% 84.0% 73.0%
DFCH Distribution Finance Capital Holdings plc 96.0% 92.0% 71.0% 86.0%
AIBG AIB Group plc 96.0% 82.0% 82.0% 86.0%
BARC Barclays PLC 96.0% 88.0% 78.0% 84.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (90th) and quality (73th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (90th value) with strong momentum (92th). The market is starting to recognise the value.
Hot but Volatile
Strong momentum (92th) but high volatility (44%). Momentum could reverse sharply.
Volatility Expanding
60-day vol (96%) significantly exceeds 252-day (44%). Near-term risk is elevated.
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
F
4.9% avg (6 factors)
Quality
D
33.9% avg (4 factors)
Momentum
A
83.9% avg (4 factors)
Risk
D
44.1% avg (1 factors)
Elevated risk profile — position sizing should reflect the higher volatility.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.970—1
Value %ile0.900—1
Quality %ile0.730—1
Momentum %ile0.920—1
F-Score6.000—0
Confidence0.442—0
Volatility0.435—1
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
1186.46
Earnings Yield (E/P)
0.0008
Price / Sales
114.24
Price / Book
64.84
Price / Cash Flow
209.25
FCF Yield
0.4%
Sales Yield (1/P·S)
0.0083
Shareholder Yield
Div + net buyback / mktcap
0.0%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
5.5%
Return on Assets
0.5%
Net Margin
9.6%
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.022
External Financing
Net issuance — lower=better
0.000
MomentumPrice trend strength over different horizons
6M Return
21.8%
12M Return
66.4%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
79.9%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
1.84
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
11.1%
Earnings Growth (YoY)
-18.2%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
6
Dividend Yield
0.0%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
14
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
14
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
10
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity