Dividend compounder review

UBSI

United Bankshares Inc · NASDAQ · US

Financial Services · Banks - Regional

Score96.00/100
Confidence100.00/100
DecisionBuyable Now
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years39
Dividend Yield0.83%
Payout Ratio42.0%
Dividend Cut 5YNo
Net Income$464.6M
Free Cash Flow$481.2M
FCF Covers DividendYes
Debt / Equity0.11
P/E12.8
Revenue Growth 5Y9.9%
Net Margin41.0%
ROE9.3%
Price vs Trend10.4%
3Y Return73.4%
5Y Return45.5%
CurrencyUSD
Warnings

Review flags

Dividend yield normalized from payment history because provider yield looked inconsistent.
Dividend diary

Activity record

UBSI dividend review warning Warning · Warning

Dividend yield normalized from payment history because provider yield looked inconsistent.

UBSI qualified as a dividend compounder candidate Qualified · Positive

Score 96.0/100, decision Buyable Now.

UBSI dividend payment 0.38 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.38 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.36 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

UBSI dividend payment 0.36 USD Dividend Payment · Info

Recorded dividend payment for United Bankshares Inc.

Dividend increased 5.3% Dividend Increase · Positive

Payment changed from 0.19 to 0.2.

Dividend increased 5.6% Dividend Increase · Positive

Payment changed from 0.18 to 0.19.

Dividend increased 7.4% Dividend Increase · Positive

Payment changed from 0.135 to 0.145.

Dividend increased 13.0% Dividend Increase · Positive

Payment changed from 0.115 to 0.13.

Dividend increased 9.5% Dividend Increase · Positive

Payment changed from 0.105 to 0.115.

Dividend increased 10.5% Dividend Increase · Positive

Payment changed from 0.095 to 0.105.