Dividend compounder review

NBTB

NBT Bancorp Inc · NASDAQ · US

Financial Services · Banks - Regional

Chart Factor Intelligence Back to Screener

Score97.50/100

Confidence100.00/100

DecisionBuyable Now

RatingExceptional Dividend Compounder

Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.

Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.

Business Quality 22.5 / 25 Scale, cash generation, growth, margins, and returns.

Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.

Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.

Metrics

Dividend and business context

Dividend Years34

Dividend Yield2.82%

Payout Ratio41.0%

Dividend Cut 5YNo

Net Income$169.2M

Free Cash Flow$218.9M

FCF Covers DividendYes

Debt / Equity0.09

P/E14.8

Revenue Growth 5Y12.0%

Net Margin29.6%

ROE11.4%

Price vs Trend18.1%

3Y Return58.4%

5Y Return70.7%

CurrencyUSD

Dividend diary

Activity record

8 Jul 2026 NBTB dividend review warning Warning · Warning

Dividend yield normalized from payment history because provider yield looked inconsistent.

12 Jun 2026 NBTB qualified as a dividend compounder candidate Qualified · Positive

Score 97.5/100, decision Buyable Now.

1 Jun 2026 NBTB dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

2 Mar 2026 NBTB dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

1 Dec 2025 NBTB dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

29 Aug 2025 Dividend increased 8.8% Dividend Increase · Positive

Payment changed from 0.34 to 0.37.

29 Aug 2025 NBTB dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

2 Jun 2025 NBTB dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

3 Mar 2025 NBTB dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

2 Dec 2024 NBTB dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

30 Aug 2024 Dividend increased 6.2% Dividend Increase · Positive

Payment changed from 0.32 to 0.34.

30 Aug 2024 NBTB dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

3 Jun 2024 NBTB dividend payment 0.32 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

29 Feb 2024 NBTB dividend payment 0.32 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

30 Nov 2023 NBTB dividend payment 0.32 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

31 Aug 2023 Dividend increased 6.7% Dividend Increase · Positive

Payment changed from 0.3 to 0.32.

31 Aug 2023 NBTB dividend payment 0.32 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

31 May 2023 NBTB dividend payment 0.3 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

31 Aug 2022 Dividend increased 7.1% Dividend Increase · Positive

Payment changed from 0.28 to 0.3.

31 May 2018 Dividend increased 8.7% Dividend Increase · Positive

Payment changed from 0.23 to 0.25.

30 May 2007 Dividend increased 5.3% Dividend Increase · Positive

Payment changed from 0.19 to 0.2.