Dividend compounder review

NBTB

NBT Bancorp Inc · NASDAQ · US

Financial Services · Banks - Regional

Score97.50/100
Confidence100.00/100
DecisionBuyable Now
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 15.0 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years34
Dividend Yield3.10%
Payout Ratio41.0%
Dividend Cut 5YNo
Net Income$169.2M
Free Cash Flow$218.9M
FCF Covers DividendYes
Debt / Equity0.09
P/E13.6
Revenue Growth 5Y12.0%
Net Margin26.4%
ROE10.6%
Price vs Trend11.3%
3Y Return65.9%
5Y Return51.4%
CurrencyUSD
Dividend diary

Activity record

NBTB qualified as a dividend compounder candidate Qualified · Positive

Score 97.5/100, decision Buyable Now.

NBTB dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

NBTB dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

NBTB dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

Dividend increased 8.8% Dividend Increase · Positive

Payment changed from 0.34 to 0.37.

NBTB dividend payment 0.37 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

NBTB dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

NBTB dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

NBTB dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

Dividend increased 6.2% Dividend Increase · Positive

Payment changed from 0.32 to 0.34.

NBTB dividend payment 0.34 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

NBTB dividend payment 0.32 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

NBTB dividend payment 0.32 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

NBTB dividend payment 0.32 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

Dividend increased 6.7% Dividend Increase · Positive

Payment changed from 0.3 to 0.32.

NBTB dividend payment 0.32 USD Dividend Payment · Info

Recorded dividend payment for NBT Bancorp Inc.

Dividend increased 7.1% Dividend Increase · Positive

Payment changed from 0.28 to 0.3.

Dividend increased 8.7% Dividend Increase · Positive

Payment changed from 0.23 to 0.25.

Dividend increased 5.3% Dividend Increase · Positive

Payment changed from 0.19 to 0.2.