Dividend compounder review

UMBF

UMB Financial Corporation · NASDAQ · US

Financial Services · Banks - Regional

Score96.00/100
Confidence100.00/100
DecisionBuyable Now
RatingExceptional Dividend Compounder
Scoring

Quality breakdown

Dividend Reliability 25.0 / 25 Payment history, cuts, growth, and regularity.
Dividend Sustainability 20.0 / 20 Payout, free cash flow, dividend cover, and debt.
Business Quality 22.5 / 25 Scale, cash generation, growth, margins, and returns.
Valuation Discipline 15.0 / 15 Yield, P/E, and price stretch versus long-term trend.
Long-Term Trend 13.5 / 15 Trend line, long return history, and drawdown control.
Metrics

Dividend and business context

Dividend Years40
Dividend Yield1.30%
Payout Ratio14.5%
Dividend Cut 5YNo
Net Income$702.4M
Free Cash Flow$978.1M
FCF Covers DividendYes
Debt / Equity0.03
P/E11.8
Revenue Growth 5Y28.0%
Net Margin32.3%
ROE12.1%
Price vs Trend12.1%
3Y Return147.9%
5Y Return55.6%
CurrencyUSD
Dividend diary

Activity record

UMBF qualified as a dividend compounder candidate Qualified · Positive

Score 96.0/100, decision Buyable Now.

UMBF dividend payment 0.43 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.43 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

Dividend increased 7.5% Dividend Increase · Positive

Payment changed from 0.4 to 0.43.

UMBF dividend payment 0.43 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.4 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.4 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.4 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.4 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.39 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.39 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.39 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.39 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

UMBF dividend payment 0.38 USD Dividend Payment · Info

Recorded dividend payment for UMB Financial Corporation.

Dividend increased 15.6% Dividend Increase · Positive

Payment changed from 0.32 to 0.37.

Dividend increased 5.5% Dividend Increase · Positive

Payment changed from 0.275 to 0.29.

Dividend increased 7.8% Dividend Increase · Positive

Payment changed from 0.255 to 0.275.

Dividend increased 5.1% Dividend Increase · Positive

Payment changed from 0.195 to 0.205.

Dividend increased 5.4% Dividend Increase · Positive

Payment changed from 0.185 to 0.195.