OFG NYSE Week ended 24 Jul 2026

Weekly Investor Report

OFG Bancorp · Financial Services · Banks - Regional

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Latest close 52.40 USD
4.7% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 20.3% above the Trend Line and sits at 95.5% of its 52-week range. The latest completed week returned 4.7%, after a 7.9% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers. Options positioning is mixed with 32/100 conviction, while the latest news-sentiment score is 59/100. Near-term considerations: price is close to its 52-week high; earnings are due in 84d.

Setup score 72 out of 100
Latest Close 52.40 USD 24 Jul 2026
1W Return 4.7% latest completed week
4W Return 7.9% short-term follow-through
12W Return 15.4% quarterly tape
Trend Breadth 51.9% 27 of 52 weeks active
Volume Ratio 1.4x vs 13-week average
What is working
  • The trend backdrop is active with a 15-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 4 reversal markers appear in the recent smart-money tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 4.7% Latest completed week; four-week move 7.9%. Indicator stack 74/76 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Mixed 32/100 conviction; expected move 5.5%. News sentiment 59/100 48 relevant articles in the latest sentiment read. Event risk 84d Next report is scheduled for 21 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 20.3% above the Trend Line and sits at 95.5% of its 52-week range. The latest completed week returned 4.7%, after a 7.9% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.4x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.9912-week average 0.79

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership6/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.99Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers44 reversal markers

No recent accumulation markers. 4 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 7.9% over four weeks, 15.4% over 12 weeks, and 23.8% over one year. The current trend has remained active for 15 consecutive weeks.

Performance by holding period

1W4.7%
4W7.9%
12W15.4%
26W42.3%
52W23.8%
Active trend streak15 weeks
Active weeks in one year27
Trend breadth51.9%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.46Latest activity-pressure read.
Pressure change0.0%Four-week change in activity pressure.
Leadership14.08Latest relative-leadership reading.
RS change105.1%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength93/100Blend of value, momentum, and quality. Underlying universe rank 8; rank 1 is best.
Value90/100Relative valuation strength. Underlying universe rank 11; rank 1 is best.
Quality67/100Profitability and accounting quality. Underlying universe rank 34; rank 1 is best.
Momentum71/100Medium-term price momentum. Underlying universe rank 30; rank 1 is best.
Growth80/100Revenue and earnings growth. Underlying universe rank 21; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework96/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
10.0x
Price divided by trailing earnings.
Price / sales
2.5x
Market value relative to trailing revenue.
EV / EBITDA
6.8x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
11.5%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
74.1%
Gross profit retained from each unit of revenue.
Operating margin
31.5%
Operating profit retained from revenue.
Free-cash-flow margin
26.2%
Free cash flow generated from revenue.
Return on invested capital
20.0%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
8.5%
Latest one-year revenue growth.
EPS growth
13.2%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
4/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
1.9%
Cash dividends relative to market value.
Buyback yield
4.1%
Net share repurchases relative to market value.
Shareholder yield
6.0%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-0.6x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningMixed

OFG shows mixed options pressure with a 32/100 conviction score, put-call volume ratio of n/a, expected move of 5.5%, and Sharemaestro trend signal active.

Conviction32/100
Expected move5.5%
Put/call volume
Pressure-7
Speculation0
Volatility37
Trend agreement96
Open options detail
Insider activity6 / 3

6 acquisitions and 3 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment59/100

Weighted news tone is neutral across 48 relevant articles.

22 positive · 23 neutral · 3 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings84dNext report is scheduled for 21 Oct 2026; event risk rises as the date approaches.
Options expected move5.5%Nearest-chain priced movement where available.
52-week drawdown-1.5%Distance below the 52-week high.
13-week volatility2.6%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher18 of 268 weeks finished lower.
Best week+8.5%Week of 30 Jan.
Worst week-6.0%Week of 27 Feb.
Latest week+4.7%Week of 24 Jul.

Shape of recent returns

Strong gains4
Modest gains14
Flat weeks0
Modest losses6
Sharp losses2
Recent vol2.6%13-week weekly-return volatility.
Base vol3.3%52-week weekly-return volatility.
Up/down split29/23Count of positive and negative weeks in the 52-week window.
Average skew2.6% / -2.3%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape71/100

Trend, activity pressure, participation, and risk combine to a 71/100 tape read.

 Indicator analysis74/100

Latest 12-week confirmation: trend 12/12, activity pressure 12/12, relative leadership 6/12.

Activity pressure 0.99; 4 reversal markers Factors80/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 14; Small Cap Core rank 16 SVQF96/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 44.5 of 1007 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options58/100

OFG shows mixed options pressure with a 32/100 conviction score, put-call volume ratio of n/a, expected move of 5.5%, and Sharemaestro trend signal active.

Mixed · Options-market disagreement · Expected move 5.5% Sentiment59/100

Weighted news tone is neutral across 48 relevant articles.

OFG Bancorp Keeps Quarterly Dividend at $0.35 a Share, Payable Oct. 15 to Holders of Record Sept. 30 Insiders6 / 3

6 acquisitions and 3 disposals in the latest 180-day insider tape.

 Earnings84d

Next report is scheduled for 21 Oct 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 202652.40 USD4.7%43.56 USD38.72 USD1.4614.082.4MOn
17 Jul 202650.07 USD1.5%43.18 USD38.58 USD1.488.491.3MOn
10 Jul 202649.35 USD-0.3%42.90 USD38.46 USD1.535.171.6MOn
3 Jul 202649.48 USD1.9%42.64 USD38.31 USD1.516.711.4MOn
26 Jun 202648.57 USD4.8%42.32 USD38.15 USD1.466.863.3MOn
19 Jun 202646.33 USD-2.9%42.00 USD38.00 USD1.21-0.562.7MOn
12 Jun 202647.72 USD3.9%41.76 USD37.85 USD1.033.191.4MOn
5 Jun 202645.94 USD1.6%41.50 USD37.70 USD0.88-0.181.6MOn
29 May 202645.24 USD1.1%41.30 USD37.57 USD0.87-4.361.1MOn
22 May 202644.73 USD2.5%41.06 USD37.43 USD1.02-4.311.1MOn
15 May 202643.66 USD-4.4%40.87 USD37.29 USD1.21-6.091.2MOn
8 May 202645.67 USD0.6%40.76 USD37.16 USD1.22-1.881.1MOn
1 May 202645.42 USD-0.3%40.60 USD37.00 USD1.09-0.441.6MOn
24 Apr 202645.53 USD6.9%40.49 USD36.86 USD0.750.492.1MOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.