LMFA NASDAQ Week ended 17 Jul 2026

Weekly Investor Report

LM Funding America Inc · Financial Services · Capital Markets

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Latest close 2.65 USD
-19.8% latest week
Weekly setup

Weak trend

The weekly trend is not active. Price is -63.9% below the Trend Line and sits at 0.1% of its 52-week range. The latest completed week returned -19.8%, after a -41.9% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 50/100. Near-term considerations: volume confirmation is below normal; earnings are due in 11d.

Setup score 13 out of 100
Latest Close 2.65 USD 17 Jul 2026
1W Return -19.8% latest completed week
4W Return -41.9% short-term follow-through
12W Return -58.3% quarterly tape
Trend Breadth 9.6% 5 of 52 weeks active
Volume Ratio 0.0x vs 13-week average
What is working
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
  • Price is below the Trend Line, which keeps downside pressure in focus.
  • Price is below Fair Value, so the market is still discounting the latest tape.
  • Next-week expectancy is negative at 40.28% based on similar historical setup states.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -19.8% Latest completed week; four-week move -41.9%. Indicator stack 5/51 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Next-Week Expectancy Negative 40.28% Historical one-week expectancy contributes to the evidence score when direction is confirmed. News sentiment 50/100 44 relevant articles in the latest sentiment read. Event risk 11d Next report is scheduled for 13 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is -63.9% below the Trend Line and sits at 0.1% of its 52-week range. The latest completed week returned -19.8%, after a -41.9% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.0x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
23 Jan 30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.0112-week average 0.01

12-week confirmation

Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.01Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -41.9% over four weeks, -58.3% over 12 weeks, and -96.7% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W-19.8%
4W-41.9%
12W-58.3%
26W-76.1%
52W-96.7%
Active trend streak0 weeks
Active weeks in one year5
Trend breadth9.6%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.28Latest activity-pressure read.
Pressure change-56.7%Four-week change in activity pressure.
Leadership-87.43Latest relative-leadership reading.
RS change-3.7%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 67% Model confidence 64%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength79/100Blend of value, momentum, and quality. Underlying universe rank 22; rank 1 is best.
Value64/100Relative valuation strength. Underlying universe rank 37; rank 1 is best.
Quality63/100Profitability and accounting quality. Underlying universe rank 38; rank 1 is best.
Momentum64/100Medium-term price momentum. Underlying universe rank 37; rank 1 is best.
Growth64/100Revenue and earnings growth. Underlying universe rank 37; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
-
Price divided by trailing earnings.
Price / sales
0.2x
Market value relative to trailing revenue.
EV / EBITDA
-
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
-165.5%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
-35.4%
Gross profit retained from each unit of revenue.
Operating margin
-193.8%
Operating profit retained from revenue.
Free-cash-flow margin
-325.8%
Free cash flow generated from revenue.
Return on invested capital
-43.5%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
-
Latest one-year revenue growth.
EPS growth
-
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
2/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
-
Cash dividends relative to market value.
Buyback yield
-
Net share repurchases relative to market value.
Shareholder yield
-
Dividend yield plus net buyback yield.
Net debt / EBITDA
-1.1x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity1 / 0

1 acquisitions and 0 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment50/100

Weighted news tone is neutral across 44 relevant articles.

9 positive · 27 neutral · 8 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings11dNext report is scheduled for 13 Aug 2026; event risk rises as the date approaches.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-97.9%Distance below the 52-week high.
13-week volatility8.5%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher7 of 2619 weeks finished lower.
Best week+20.0%Week of 10 Apr.
Worst week-20.4%Week of 3 Apr.
Latest week-19.8%Week of 17 Jul.

Shape of recent returns

Strong gains5
Modest gains2
Flat weeks0
Modest losses4
Sharp losses15
Recent vol8.5%13-week weekly-return volatility.
Base vol13.2%52-week weekly-return volatility.
Up/down split15/37Count of positive and negative weeks in the 52-week window.
Average skew10.7% / -11.9%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape16/100

Trend, activity pressure, participation, and risk combine to a 16/100 tape read.

 Indicator analysis29/100

Latest 12-week confirmation: trend 0/12, activity pressure 12/12, relative leadership 0/12.

Activity pressure 0.01; No reversal markers Next-Week ExpectancyNegative 40.28%

Next-week expectancy is negative with a 40.28% historical one-week setup read.

Adds short-term historical context without overriding trend, activity, or relative leadership. Factors67/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 50 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment50/100

Weighted news tone is neutral across 44 relevant articles.

Cognizant Earnings: Financial Services and North America Drive Resilient Performance Insiders1 / 0

1 acquisitions and 0 disposals in the latest 180-day insider tape.

 Earnings11d

Next report is scheduled for 13 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
17 Jul 20262.65 USD-19.8%7.34 USD51.75 USD0.28-87.43394.4KOff
10 Jul 20263.30 USD-11.6%7.74 USD52.42 USD0.54-86.226.0MOff
3 Jul 20263.73 USD0.3%8.28 USD53.10 USD0.56-85.144.1MOff
26 Jun 20263.73 USD-18.4%8.93 USD53.75 USD0.59-85.9377.5MOff
19 Jun 20264.56 USD-12.5%9.63 USD54.40 USD0.65-84.342.7MOff
12 Jun 20265.21 USD-5.1%10.15 USD55.16 USD0.69-82.311.7MOff
5 Jun 20265.50 USD-16.4%10.77 USD55.82 USD0.81-81.551.9MOff
29 May 20266.58 USD5.2%11.63 USD56.48 USD0.77-79.701.6MOff
22 May 20266.25 USD8.4%12.30 USD57.14 USD0.61-80.852.1MOff
15 May 20265.76 USD-1.9%13.04 USD57.81 USD0.53-82.664.6MOff
8 May 20265.88 USD-3.1%13.70 USD58.49 USD0.41-82.891.5MOff
1 May 20266.06 USD-4.6%14.49 USD59.17 USD0.35-82.021.3MOff
24 Apr 20266.36 USD-11.5%15.38 USD59.84 USD0.27-81.422.3MOff
17 Apr 20267.19 USD2.7%16.11 USD60.55 USD0.11-79.132.0MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.