FOA NYSE Week ended 31 Jul 2026

Weekly Investor Report

Finance of America Companies Inc · Financial Services · Credit Services

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Latest close 22.75 USD
-0.4% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 7.2% above the Trend Line and sits at 49.8% of its 52-week range. The latest completed week returned -0.4%, after a -17.2% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is neither clearly cheap nor expensive. Options positioning is volatility with 47/100 conviction, while the latest news-sentiment score is 52/100. Near-term considerations: volume confirmation is below normal; earnings are due in 3d.

Setup score 29 out of 100
Latest Close 22.75 USD 31 Jul 2026
1W Return -0.4% latest completed week
4W Return -17.2% short-term follow-through
12W Return 5.9% quarterly tape
Trend Breadth 23.1% 12 of 52 weeks active
Volume Ratio 0.8x vs 13-week average
What is working
  • The trend backdrop is active with a 3-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • Next-week expectancy is negative at 43.89% based on similar historical setup states.
  • Activity pressure is weak, so confirmation is not yet broad enough.
  • The share remains more than 20% below its 52-week high.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -0.4% Latest completed week; four-week move -17.2%. Indicator stack 23/67 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Next-Week Expectancy Negative 43.89% Historical one-week expectancy contributes to the evidence score when direction is confirmed. Options pressure Volatility 47/100 conviction; expected move 18.2%. News sentiment 52/100 54 relevant articles in the latest sentiment read. Event risk 3d Next report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 7.2% above the Trend Line and sits at 49.8% of its 52-week range. The latest completed week returned -0.4%, after a -17.2% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.8x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.4412-week average 0.22

12-week confirmation

Trend active3/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership3/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.44Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -17.2% over four weeks, 5.9% over 12 weeks, and 9.2% over one year. The current trend has remained active for 3 consecutive weeks.

Performance by holding period

1W-0.4%
4W-17.2%
12W5.9%
26W-2.3%
52W9.2%
Active trend streak3 weeks
Active weeks in one year12
Trend breadth23.1%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.94Latest activity-pressure read.
Pressure change3.7%Four-week change in activity pressure.
Leadership-6.69Latest relative-leadership reading.
RS change-157.2%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 97% Model confidence 93%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength11/100Blend of value, momentum, and quality. Underlying universe rank 90; rank 1 is best.
Value35/100Relative valuation strength. Underlying universe rank 66; rank 1 is best.
Quality22/100Profitability and accounting quality. Underlying universe rank 79; rank 1 is best.
Momentum25/100Medium-term price momentum. Underlying universe rank 76; rank 1 is best.
Growth2/100Revenue and earnings growth. Underlying universe rank 99; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
6.3x
Price divided by trailing earnings.
Price / sales
0.1x
Market value relative to trailing revenue.
EV / EBITDA
58.9x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
-1.5%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
35.9%
Gross profit retained from each unit of revenue.
Operating margin
23.2%
Operating profit retained from revenue.
Free-cash-flow margin
-22.4%
Free cash flow generated from revenue.
Return on invested capital
1.5%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
1.5%
Latest one-year revenue growth.
EPS growth
-38.9%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
0.1%
Cash dividends relative to market value.
Buyback yield
-4.5%
Net share repurchases relative to market value.
Shareholder yield
-4.4%
Dividend yield plus net buyback yield.
Net debt / EBITDA
58.4x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningVolatility

FOA shows volatility options pressure with a 47/100 conviction score, put-call volume ratio of 0.10, expected move of 18.2%, and Sharemaestro trend signal active.

Conviction47/100
Expected move18.2%
Put/call volume0.10
Pressure86
Speculation4
Volatility96
Trend agreement1
Open options detail
Insider activity12 / 8

12 acquisitions and 8 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment52/100

Weighted news tone is neutral across 54 relevant articles.

14 positive · 29 neutral · 11 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings3dNext report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
Options expected move18.2%Nearest-chain priced movement where available.
52-week drawdown-23.6%Distance below the 52-week high.
13-week volatility8.0%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher9 of 2617 weeks finished lower.
Best week+22.0%Week of 17 Apr.
Worst week-8.6%Week of 6 Mar.
Latest week-0.4%Week of 31 Jul.

Shape of recent returns

Strong gains7
Modest gains2
Flat weeks0
Modest losses6
Sharp losses11
Recent vol8.0%13-week weekly-return volatility.
Base vol7.5%52-week weekly-return volatility.
Up/down split23/28Count of positive and negative weeks in the 52-week window.
Average skew7.0% / -4.9%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape32/100

Trend, activity pressure, participation, and risk combine to a 32/100 tape read.

 Indicator analysis48/100

Latest 12-week confirmation: trend 3/12, activity pressure 12/12, relative leadership 3/12.

Activity pressure 0.44; No reversal markers Next-Week ExpectancyNegative 43.89%

Next-week expectancy is negative with a 43.89% historical one-week setup read.

Adds short-term historical context without overriding trend, activity, or relative leadership. Factors21/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Tiny Titans rank 29; Buyback Yield rank 82; Small Cap Core rank 32 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options34/100

FOA shows volatility options pressure with a 47/100 conviction score, put-call volume ratio of 0.10, expected move of 18.2%, and Sharemaestro trend signal active.

Volatility · Volatility expansion watch · Expected move 18.2% Sentiment52/100

Weighted news tone is neutral across 54 relevant articles.

Finance of America Companies Inc (FOA) Valuation: PE, PB & Fair Value Analysis Insiders12 / 8

12 acquisitions and 8 disposals in the latest 180-day insider tape.

 Earnings3d

Next report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202622.75 USD-0.4%21.22 USD16.95 USD0.94-6.69242.1KOn
24 Jul 202622.85 USD-5.8%21.21 USD16.93 USD1.20-5.45260.6KOn
17 Jul 202624.25 USD-5.8%21.21 USD16.91 USD1.42-0.69437.6KOn
10 Jul 202625.73 USD-6.3%21.16 USD16.88 USD1.143.41238.9KOff
3 Jul 202627.47 USD13.5%21.08 USD16.83 USD0.9111.70417.3KOff
26 Jun 202624.21 USD20.7%20.92 USD16.78 USD0.570.51393.8KOff
19 Jun 202620.06 USD-0.9%20.91 USD16.75 USD0.28-18.93210.6KOff
12 Jun 202620.24 USD2.7%21.04 USD16.75 USD0.24-17.85150.8KOff
5 Jun 202619.70 USD-1.1%21.13 USD16.73 USD0.20-20.02210.1KOff
29 May 202619.92 USD2.5%21.22 USD16.71 USD0.25-21.62190.4KOff
22 May 202619.43 USD-1.9%21.29 USD16.68 USD0.18-22.94350.9KOff
15 May 202619.81 USD-7.8%21.39 USD16.66 USD0.13-21.19274.6KOff
8 May 202621.49 USD7.0%21.45 USD16.62 USD0.12-14.83383.7KOff
1 May 202620.09 USD-6.4%21.46 USD16.57 USD-0.18-18.92228.9KOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.