NWFL NASDAQ Week ended 24 Jul 2026

Weekly Investor Report

Norwood Financial Corp · Financial Services · Banks - Regional

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Latest close 32.63 USD
4.1% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 8.6% above the Trend Line and sits at 96.6% of its 52-week range. The latest completed week returned 4.1%, after a 1.5% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is inexpensive relative to peers. The latest news-sentiment score is 55/100. Near-term considerations: price is close to its 52-week high; earnings are due in 84d.

Setup score 69 out of 100
Latest Close 32.63 USD 24 Jul 2026
1W Return 4.1% latest completed week
4W Return 1.5% short-term follow-through
12W Return 5.7% quarterly tape
Trend Breadth 94.2% 49 of 52 weeks active
Volume Ratio 1.4x vs 13-week average
What is working
  • The trend backdrop is active with a 49-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 3 reversal markers appear in the recent smart-money tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 4.1% Latest completed week; four-week move 1.5%. Indicator stack 97/49 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. News sentiment 55/100 63 relevant articles in the latest sentiment read. Event risk 84d Next report is scheduled for 21 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 8.6% above the Trend Line and sits at 96.6% of its 52-week range. The latest completed week returned 4.1%, after a 1.5% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.4x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.8312-week average 0.82

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure7/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership3/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.83Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers33 reversal markers

No recent accumulation markers. 3 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 1.5% over four weeks, 5.7% over 12 weeks, and 37.1% over one year. The current trend has remained active for 49 consecutive weeks.

Performance by holding period

1W4.1%
4W1.5%
12W5.7%
26W18.5%
52W37.1%
Active trend streak49 weeks
Active weeks in one year49
Trend breadth94.2%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.21Latest activity-pressure read.
Pressure change-64.5%Four-week change in activity pressure.
Leadership5.80Latest relative-leadership reading.
RS change371.7%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength96/100Blend of value, momentum, and quality. Underlying universe rank 5; rank 1 is best.
Value88/100Relative valuation strength. Underlying universe rank 13; rank 1 is best.
Quality81/100Profitability and accounting quality. Underlying universe rank 20; rank 1 is best.
Momentum80/100Medium-term price momentum. Underlying universe rank 21; rank 1 is best.
Growth98/100Revenue and earnings growth. Underlying universe rank 3; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework75/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
12.3x
Price divided by trailing earnings.
Price / sales
2.5x
Market value relative to trailing revenue.
EV / EBITDA
9.4x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
10.7%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
62.5%
Gross profit retained from each unit of revenue.
Operating margin
25.5%
Operating profit retained from revenue.
Free-cash-flow margin
26.8%
Free cash flow generated from revenue.
Return on invested capital
9.9%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
33.1%
Latest one-year revenue growth.
EPS growth
809.3%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
7/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
3.9%
Cash dividends relative to market value.
Buyback yield
0.1%
Net share repurchases relative to market value.
Shareholder yield
4.0%
Dividend yield plus net buyback yield.
Net debt / EBITDA
0.1x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity20 / 0

20 acquisitions and 0 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment55/100

Weighted news tone is neutral across 63 relevant articles.

18 positive · 41 neutral · 4 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings84dNext report is scheduled for 21 Oct 2026; event risk rises as the date approaches.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-1.0%Distance below the 52-week high.
13-week volatility3.4%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher16 of 2610 weeks finished lower.
Best week+9.4%Week of 30 Jan.
Worst week-5.9%Week of 27 Feb.
Latest week+4.1%Week of 24 Jul.

Shape of recent returns

Strong gains6
Modest gains10
Flat weeks0
Modest losses7
Sharp losses3
Recent vol3.4%13-week weekly-return volatility.
Base vol3.3%52-week weekly-return volatility.
Up/down split31/21Count of positive and negative weeks in the 52-week window.
Average skew2.7% / -2.3%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape71/100

Trend, activity pressure, participation, and risk combine to a 71/100 tape read.

 Indicator analysis60/100

Latest 12-week confirmation: trend 12/12, activity pressure 7/12, relative leadership 3/12.

Activity pressure 0.83; 3 reversal markers Factors86/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 41; Small Cap Core rank 22 SVQF75/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 184.0 of 726 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment55/100

Weighted news tone is neutral across 63 relevant articles.

Full Transcript: Norwood Financial Q2 2026 Earnings Call Insiders20 / 0

20 acquisitions and 0 disposals in the latest 180-day insider tape.

 Earnings84d

Next report is scheduled for 21 Oct 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 202632.63 USD4.1%30.06 USD25.90 USD0.215.80226.4KOn
17 Jul 202631.33 USD1.8%29.90 USD25.87 USD0.330.20139.1KOn
10 Jul 202630.76 USD-3.5%29.82 USD25.84 USD0.46-5.60144.6KOn
3 Jul 202631.89 USD-0.8%29.77 USD25.80 USD0.69-0.42149.9KOn
26 Jun 202632.16 USD5.6%29.64 USD25.77 USD0.581.23649.7KOn
19 Jun 202630.46 USD-4.3%29.51 USD25.72 USD0.12-8.43152.4KOn
12 Jun 202631.81 USD3.3%29.40 USD25.70 USD-0.13-2.01104.9KOn
5 Jun 202630.79 USD1.9%29.24 USD25.67 USD-0.57-3.05111.4KOn
29 May 202630.23 USD0.8%29.09 USD25.64 USD-0.70-9.2267.0KOn
22 May 202629.98 USD4.3%28.95 USD25.59 USD-0.47-7.6493.0KOn
15 May 202628.74 USD-5.7%28.82 USD25.53 USD-0.31-10.6277.4KOn
8 May 202630.49 USD-1.2%28.65 USD25.49 USD0.01-5.79100.8KOn
1 May 202630.87 USD0.0%28.43 USD25.43 USD0.120.31134.2KOn
24 Apr 202630.86 USD-1.6%28.22 USD25.38 USD-0.041.5476.4KOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.